Commercial Auto Insurance in Mariposa County CA | California Contractors Insurance |

Commercial Auto Insurance in Mariposa County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Mariposa County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Agency Near Me In Mariposa County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Mariposa County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Comprehending What Commercial Auto Insurance Is

If your business in Mariposa County depends on its cars for transportation, then commercial auto insurance is needed. Huge companies with big fleets, in addition to small businesses with single cars require the insurance plan in place.

The commercial auto insurance coverage is an insurance plan that covers vehicles that are not covered by individual auto insurance plans, that is, cars that are used for business purposes. The insurance covers for damages, injuries, and liabilities sustained during the use of the cars.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of cars utilized by the business, from small vehicles to heavy commercial trucks (including vans, food trucks, box trucks and service utility automobiles– SUVs). The insurance coverage in Mariposa County might also be referred to as fleet insurance or truck insurance.

Considering that individual cars are not meant for business usage, they are rated and written off in a different way from the automobiles utilized commercially. The compensation plans also differ in between individual and commercial auto insurance coverage.

For instance, the plan takes in account the commercial vehicles are handled by licensed employees in Mariposa County CA who are governed by work policies with regards to the vehicles. This helps the insurance provider know when and who to appropriate the blame in case of mishaps, damages, and even death.

What Commercial Auto Insurance Includes

The commercial auto insurance coverage features various types of protection.

• Bodily injury liability: this kind of coverage pays for bodily injury or death, along with providing with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another individual’s property in the course of business. You might also get legal defense.

• Accident protection: This insurance coverage pays for the medical costs of the occupants in case of an accident, despite who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured vehicle driver coverage: This coverage pays for the injuries and to an extent, property damage brought on by an uninsured driver (or for the most parts, a hit-and-run motorist).

Other Areas Covered By the Policy

• Combined single limitation coverage (CSL): This is a coverage that provides separate limitations that obtain physical injury and property damage. It has the same amount of coverage (in regards to money) that gets either physical injury, property damage, or whether several people were involved in the mishap.

• Accident coverage: This coverage pays for your vehicle when it is struck by another item, or when it caused the crash.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

Mariposa County Commercial Auto Insurance This type of insurance coverage is meant to safeguard your business from expensive lawsuits in case your vehicle triggered the mishap. It also protects the business in that its owner won’t incur the extra expense of vehicle repair or perhaps fleet replacement no matter who caused the mishap.