Commercial Auto Insurance in San Mateo County CA | California Contractors Insurance |

Commercial Auto Insurance in San Mateo County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of San Mateo County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Agency Near Me In San Mateo County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in San Mateo County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in San Mateo County relies on its automobiles for transportation, then commercial auto insurance is needed. Huge companies with big fleets, in addition to small businesses with single cars require the insurance plan in place.

The commercial auto insurance policy is an insurance plan that covers cars that are not covered by personal auto insurance plans, that is, automobiles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities sustained throughout the use of the cars.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of automobiles used by the business, from small vehicles to heavy commercial trucks (including vans, food trucks, box trucks and service utility automobiles– SUVs). The insurance coverage in San Mateo County might also be referred to as fleet insurance or truck insurance.

Considering that personal vehicles are not meant for business use, they are rated and written off in a different way from the cars used commercially. The compensation plans also vary between individual and commercial auto insurance policies.

For instance, the plan takes in account the commercial cars are dealt with by authorized workers in San Mateo County CA who are governed by work policies with regards to the vehicles. This helps the insurance provider know when and who to appropriate the blame in case of accidents, damages, as well as death.

What Commercial Auto Insurance Consists Of

The commercial auto insurance coverage includes various types of protection.

• Physical injury liability: this kind of coverage pays for bodily injury or death, along with supplying with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle harms another individual’s property in the course of business. You might also get legal defense.

• Accident coverage: This insurance coverage pays for the medical expenditures of the residents in the event of a mishap, regardless of who is at fault. It is also called the no-fault or medical payments coverage.

• Uninsured motorist coverage: This coverage pays for the injuries and to a degree, property damage caused by an uninsured driver (or for the most parts, a hit-and-run motorist).

Other Areas Covered By the Policy

• Integrated single limitation coverage (CSL): This is a coverage that provides different limits that request bodily injury and property damage. It has the same amount of protection (in terms of cash) that makes an application for either bodily injury, property damage, or whether several individuals were involved in the mishap.

• Crash coverage: This coverage pays for your vehicle when it is hit by another object, or when it caused the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

San Mateo County Commercial Auto Insurance This type of insurance coverage is meant to safeguard your business from costly lawsuits in case your vehicle caused the accident. It also protects the business in that its owner will not incur the additional expense of vehicle repair or perhaps fleet replacement regardless of who triggered the accident.