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Commercial Auto Insurance in Merced County CAVehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Merced County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Agency Near Me In Merced County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Merced County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Comprehending What Commercial Auto Insurance Is

If your business in Merced County counts on its cars for transport, then commercial auto insurance is needed. Big companies with big fleets, in addition to small businesses with single cars need the insurance plan in place.

The commercial auto insurance coverage is an insurance plan that covers vehicles that are not covered by individual auto insurance plans, that is, vehicles that are utilized for business purposes. The insurance covers for damages, injuries, and liabilities sustained throughout the use of the cars.

What Is Covered?

The commercial vehicle insurance plan covers all types of vehicles used by the business, from small vehicles to heavy commercial trucks (including vans, food trucks, box trucks and service energy automobiles– SUVs). The insurance coverage in Merced County might also be referred to as fleet insurance or truck insurance.

Considering that individual vehicles are not meant for business use, they are rated and written off differently from the cars utilized commercially. The compensation plans also vary between personal and commercial auto insurance plans.

For instance, the plan takes in account the commercial automobiles are managed by authorized employees in Merced County CA who are governed by work policies with regards to the vehicles. This helps the insurance provider know when and who to appropriate the blame in case of accidents, damages, and even death.

What Commercial Auto Insurance Includes

The commercial auto insurance plan comes with numerous types of coverage.

• Physical injury liability: this kind of coverage pays for bodily injury or death, in addition to providing with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another person’s property in the course of business. You may also get legal defense.

• Accident protection: This insurance coverage pays for the medical expenses of the occupants in the event of an accident, despite who is at fault. It is also referred to as the no-fault or medical payments coverage.

• Uninsured vehicle driver coverage: This coverage pays for the injuries and to a degree, property damage caused by an uninsured chauffeur (or most of the times, a hit-and-run driver).

Other Areas Covered By the Policy

• Combined single limitation coverage (CSL): This is a coverage that provides different limits that make an application for physical injury and property damage. It has the same amount of protection (in regards to cash) that makes an application for either physical injury, property damage, or whether one or more individuals were involved in the mishap.

• Accident coverage: This coverage pays for your vehicle when it is hit by another object, or when it triggered the crash.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.

In Essence

Merced County Commercial Auto InsuranceThis kind of insurance coverage is meant to protect your business from expensive lawsuits in case your vehicle caused the mishap. It also protects the business in that its owner will not incur the additional expense of vehicle repair or perhaps fleet replacement despite who triggered the mishap.

Therefore, it’s a no-brainer that commercial auto insurance coverage is mandatory for any business that operates an automobile throughout its operations.

Cities We Serve In Merced County

Learn More About Merced County CA

Merced County is just one of the many counties in California that we serve.
https://en.wikipedia.org/wiki/Merced_County,_California