amE3X6n2P4Vz-DhLgFjTr4xrOO2uVzyPC4qI6XgssP0

General Liability Insurance in Martinez CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Martinez California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Martinez is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Martinez CA 94553 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Martinez is a type of business insurance plan that offers liability coverage for general business risks. This type of insurance is normally the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Martinez CA if you are held accountable for damages that happen on your property. Such a policy protects your business from costly lawsuits in case something goes wrong, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Martinez will not apply. Cases that are normally covered by personal or car insurance may not be covered sometimes. General liability insurance policies are designed to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Car mishaps
• Professional mistakes
• Intentional acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as repayment or improvement in the event of legal action).

Therefore, it is a good idea to seek different insurance coverage to cover these specific areas, otherwise your business will be at risk of a suit in case these instances occur.

Advertising Injury

It is possible to cause what is described as “advertising injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your workers or the business as a whole if they feel justified.

In this age of social networks and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For example, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of marketing injury considering that the content will paint the aggrieved party in bad light, possibly impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted compensation; it will cover that too.

Product Liability

Martinez General Liability InsuranceAs stated, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your business. For example, if a home appliance malfunctions and while doing so injures the user or causes an electrical short that harms the user’s property, you will be held liable for such damages.

Another circumstance would be if you run a restaurant and a customer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits expenses and resultant payment costs as well as immediate hospital bills.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective procedures in place, you may still find yourself on the defense. Therefore, it is important to stay covered. Do not take the risk because accidents don’t make appointments.

Learn More About Martinez CA 94553

Martinez is a city in Contra Costa County, California with a total population of approximately 47,065. Martinez, which uses the 925 area code, is located at 37.97507, -122.155 at an elevation of 23 feet. There are over 18,607 households and on average there are 2.45 people in each household with a median age of 41.9. The average income in the area is $78,673 and the average home value is $401,400.