Commercial Auto Insurance in San Luis Obispo County CAVehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of San Luis Obispo County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Agency Near Me In San Luis Obispo County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in San Luis Obispo County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in San Luis Obispo County relies on its vehicles for transport, then commercial auto insurance is needed. Big companies with big fleets, in addition to small businesses with single automobiles need the insurance plan in place.

The commercial auto insurance policy is an insurance plan that covers vehicles that are not covered by personal auto insurance plans, that is, automobiles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities incurred throughout the use of the vehicles.

What Is Covered?

The commercial vehicle insurance plan covers all types of automobiles used by the business, from small cars to heavy commercial trucks (including vans, food trucks, box trucks and service utility cars– SUVs). The insurance coverage in San Luis Obispo County might also be referred to as fleet insurance or truck insurance.

Since individual vehicles are not meant for business use, they are rated and written off in a different way from the vehicles utilized commercially. The compensation plans also differ in between individual and commercial auto insurance coverage.

For example, the plan takes in account the commercial cars are managed by licensed staff members in San Luis Obispo County CA who are governed by work policies with regards to the automobiles. This helps the insurer know when and who to appropriate the blame in case of mishaps, damages, and even death.

What Commercial Auto Insurance Consists Of

The commercial auto insurance plan includes different kinds of protection.

• Physical injury liability: this type of coverage pays for bodily injury or death, along with offering with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another person’s property in the course of business. You might also get legal defense.

• Accident protection: This insurance coverage pays for the medical expenses of the residents in the event of a mishap, despite who is at fault. It is also referred to as the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to an extent, property damage brought on by an uninsured chauffeur (or most of the times, a hit-and-run motorist).

Other Areas Covered By the Policy

• Integrated single limit coverage (CSL): This is a coverage that provides different limits that obtain bodily injury and property damage. It has the same amount of coverage (in terms of cash) that gets either physical injury, property damage, or whether one or more individuals were involved in the accident.

• Collision coverage: This coverage pays for your vehicle when it is hit by another object, or when it triggered the crash.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

San Luis Obispo County Commercial Auto InsuranceThis kind of insurance coverage is meant to protect your business from pricey claims in case your vehicle triggered the accident. It also protects the business in that its owner won’t incur the additional expense of vehicle repair and even fleet replacement regardless of who caused the accident.

Therefore, it’s a no-brainer that commercial auto insurance coverage is mandatory for any business that operates an automobile throughout its operations.

Cities We Serve In San Luis Obispo County

Learn More About San Luis Obispo County CA

San Luis Obispo County is just one of the many counties in California that we serve.,_California