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General Liability Insurance in Wofford Heights CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Wofford Heights California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Wofford Heights is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Wofford Heights CA 93285 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Wofford Heights is a type of business insurance coverage that offers liability coverage for general business risks. This type of insurance is typically the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Wofford Heights CA if you are held responsible for damages that take place on your property. Such a policy protects your business from costly claims in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Wofford Heights will not apply. Cases that are typically covered by individual or vehicle insurance might not be covered sometimes. General liability insurance plans are created to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Auto accidents
• Professional errors
• Intentional acts
• Workmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as repayment or improvement in case of legal action).

Therefore, it is a good idea to look for different insurance plans to cover these particular areas, otherwise your business will be at risk of a claim in case these circumstances occur.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your employees or the business as a whole if they feel warranted.

In this age of social networks and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury since the content will paint the aggrieved party in bad light, potentially impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted payment; it will cover that too.

Item Liability

Wofford Heights General Liability InsuranceAs mentioned, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if an appliance malfunctions and in the process hurts the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.

Another scenario would be if you operate an eatery and a consumer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits costs and resultant compensation expenses as well as immediate hospital bills.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Therefore, it is important to stay covered. Do not take the risk given that accidents don’t make appointments.

Learn More About Wofford Heights CA 93285

Wofford Heights is a city in Kern County, California with a total population of approximately 2,536. Wofford Heights, which uses the 661 area code, is located at 35.61728, -118.61 at an elevation of 408 feet. There are over 1,313 households and on average there are 1.93 people in each household with a median age of 58.3. The average income in the area is $44,712 and the average home value is $164,100.