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General Liability Insurance in Whitmore CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In Whitmore California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Whitmore is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Whitmore CA 96096 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Whitmore is a kind of industrial insurance plan that provides liability coverage for general business risks. This kind of insurance is usually the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Whitmore CA if you are held responsible for damages that happen on your property. Such a policy protects your business from costly claims in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Won’t Cover

There are circumstances where general liability insurance coverage in Whitmore will not apply. Cases that are typically covered by individual or automobile insurance might not be covered in some cases. General liability insurance policies are designed to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Automobile accidents
• Expert mistakes
• Deliberate acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as compensation or improvement in the event of legal action).

Therefore, it is smart to look for separate insurance plans to cover these particular areas, otherwise your business will be at risk of a suit in case these circumstances happen.

Marketing Injury

It is possible to cause what is described as “advertising injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your staff members or business as a whole if they feel warranted.

In this age of social networks and extensive digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For example, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of advertising injury because the content will paint the aggrieved party in bad light, possibly affecting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted compensation; it will cover that too.

Item Liability

Whitmore General Liability InsuranceAs stated, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your business. For example, if a home appliance malfunctions and at the same time hurts the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.

Another situation would be if you run a restaurant and a consumer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation expenses and resultant payment costs in addition to immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Hence, it is very important to stay covered. Do not take the risk because mishaps do not make appointments.

Learn More About Whitmore CA 96096

Whitmore is a city in Shasta County, California with a total population of approximately 695. Whitmore, which uses the 530 area code, is located at 40.64566, -121.84 at an elevation of 557 feet. There are over 291 households and on average there are 2.39 people in each household with a median age of 52. The average income in the area is $57,589 and the average home value is $256,100.