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General Liability Insurance in West Hollywood CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Agency Near Me In West Hollywood California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in West Hollywood is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in West Hollywood CA 90069 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in West Hollywood is a type of business insurance coverage that supplies liability coverage for general business risks. This type of insurance is usually the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in West Hollywood CA if you are held responsible for damages that occur on your property. Such a policy protects your business from expensive suits in case something fails, like a general repair that ends up with a wall tore down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in West Hollywood will not apply. Cases that are generally covered by personal or vehicle insurance may not be covered sometimes. General liability insurance policies are created to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Automobile accidents
• Expert errors
• Intentional acts
• Craftsmanship errors
• Damages due to liquor or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or development in case of legal action).

Therefore, it is smart to look for different insurance policies to cover these particular areas, otherwise your business will be at risk of a claim in case these instances occur.

Marketing Injury

It is possible to cause what is called as “advertising injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your employees or business as a whole if they feel justified.

In this age of social media and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of marketing injury given that the material will paint the aggrieved party in bad light, possibly impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted a settlement; it will cover that too.

Product Liability

West Hollywood General Liability InsuranceAs stated, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your workplace. For example, if a device malfunctions and in the process injures the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.

Another situation would be if you run an eatery and a customer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits expenses and resultant compensation expenses in addition to immediate hospital costs.

To Conclude

General liability insurance policies cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Therefore, it is necessary to stay covered. Do not take the risk considering that accidents don’t make appointments.

Learn More About West Hollywood CA 90069

West Hollywood is a city in Los Angeles County, California with a total population of approximately 20,483. West Hollywood, which uses the 818/323 area code, is located at 34.09418, -118.381 at an elevation of 267 feet. There are over 13,364 households and on average there are 1.53 people in each household with a median age of 41.5. The average income in the area is $78,979 and the average home value is $720,100.