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General Liability Insurance in West Hills CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In West Hills California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in West Hills is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in West Hills CA 91307 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in West Hills is a type of commercial insurance coverage that supplies liability coverage for general business risks. This kind of insurance is typically the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in West Hills CA if you are held liable for damages that happen on your property. Such a policy protects your business from costly claims in case something goes wrong, like a general repair that winds up with a wall tore down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in West Hills will not apply. Cases that are generally covered by personal or auto insurance might not be covered in many cases. General liability insurance coverages are developed to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Car accidents
• Expert mistakes
• Intentional acts
• Craftsmanship errors
• Damages due to liquor or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as repayment or improvement in the event of legal action).

Therefore, it is wise to seek different insurance plans to cover these specific areas, otherwise your business will be at risk of a claim in case these instances occur.

Marketing Injury

It is possible to cause what is called as “marketing injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your workers or the business as a whole if they feel justified.

In this age of social networks and extensive digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of marketing injury since the content will paint the aggrieved party in bad light, potentially impacting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted compensation; it will cover that too.

Item Liability

West Hills General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your place of business. For instance, if a device malfunctions and at the same time hurts the user or causes an electric short that harms the user’s property, you will be held liable for such damages.

Another circumstance would be if you run an eatery and a consumer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation expenses and resultant settlement expenses as well as immediate hospital costs.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Thus, it is essential to stay covered. Do not take the risk given that mishaps do not make appointments.

Learn More About West Hills CA 91307

West Hills is a city in Los Angeles County, California with a total population of approximately 24,474. West Hills, which uses the 818 area code, is located at 34.20941, -118.68 at an elevation of 267 feet. There are over 8,315 households and on average there are 2.91 people in each household with a median age of 43.4. The average income in the area is $100,075 and the average home value is $546,700.