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General Liability Insurance in Walnut Creek CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Agency Near Me In Walnut Creek California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Walnut Creek is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Walnut Creek CA 94595 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Walnut Creek is a kind of commercial insurance coverage that offers liability coverage for general business risks. This kind of insurance is normally the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Walnut Creek CA if you are held responsible for damages that take place on your property. Such a policy protects your business from expensive suits in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in Walnut Creek will not apply. Cases that are generally covered by individual or automobile insurance may not be covered sometimes. General liability insurance coverages are created to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Auto mishaps
• Professional errors
• Deliberate acts
• Craftsmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as reimbursement or development in case of legal action).

Therefore, it is a good idea to look for separate insurance policies to cover these specific areas, otherwise your business will be at risk of a lawsuit in case these circumstances happen.

Advertising Injury

It is possible to cause what is described as “advertising injury” when there is a copyright infringement, slander or libel. Thus, the aggrieved party can sue your workers or business as a whole if they feel justified.

In this age of social networks and widespread digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of marketing injury given that the material will paint the aggrieved party in bad light, possibly impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted payment; it will cover that too.

Product Liability

Walnut Creek General Liability InsuranceAs stated, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your business. For instance, if an appliance malfunctions and while doing so injures the user or causes an electrical short that damages the user’s property, you will be held responsible for such damages.

Another scenario would be if you run a restaurant and a consumer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation costs and resultant payment costs as well as immediate hospital expenses.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you may still find yourself on the defense. Thus, it is important to stay covered. Do not take the risk considering that accidents don’t make appointments.

Learn More About Walnut Creek CA 94595

Walnut Creek is a city in Contra Costa County, California with a total population of approximately 16,425. Walnut Creek, which uses the 925/510 area code, is located at 37.87004, -122.071 at an elevation of 23 feet. There are over 9,372 households and on average there are 1.7 people in each household with a median age of 66.9. The average income in the area is $60,743 and the average home value is $429,500.