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General Liability Insurance in Tomales CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In Tomales California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Tomales is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Tomales CA 94971 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Tomales is a type of commercial insurance coverage that offers liability coverage for general business risks. This kind of insurance is generally the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Tomales CA if you are held accountable for damages that take place on your property. Such a policy protects your business from costly lawsuits in case something fails, like a general repair that ends up with a wall tore down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Tomales will not apply. Cases that are generally covered by individual or car insurance might not be covered in many cases. General liability insurance plans are created to cover for damages and bodily injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Auto mishaps
• Professional mistakes
• Intentional acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or improvement in the event of legal action).

Therefore, it is smart to look for different insurance policies to cover these specific areas, otherwise your business will be at risk of a claim in case these circumstances happen.

Marketing Injury

It is possible to cause what is called as “advertising injury” when there is a copyright infringement, slander or libel. Therefore, the aggrieved party can sue your employees or business as a whole if they feel justified.

In this age of social networks and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a type of advertising injury because the material will paint the aggrieved party in bad light, potentially impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Tomales General Liability InsuranceAs stated, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your business. For example, if an appliance malfunctions and at the same time injures the user or causes an electric short that damages the user’s property, you will be held liable for such damages.

Another situation would be if you run an eatery and a client happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation costs and resultant payment costs along with immediate hospital costs.

To Conclude

General liability insurance policies cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Hence, it is essential to stay covered. Don’t take the risk given that mishaps don’t make appointments.

Learn More About Tomales CA 94971

Tomales is a city in Marin County, California with a total population of approximately 337. Tomales, which uses the 707 area code, is located at 38.24249, -122.907 at an elevation of 7 feet. There are over 145 households and on average there are 2.14 people in each household with a median age of 49.8. The average income in the area is currently unknown.