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General Liability Insurance in South San Francisco CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In South San Francisco California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in South San Francisco is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in South San Francisco CA 94080 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in South San Francisco is a type of business insurance policy that provides liability coverage for general business risks. This kind of insurance is generally the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in South San Francisco CA if you are held liable for damages that happen on your property. Such a policy protects your business from expensive lawsuits in case something goes wrong, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in South San Francisco will not apply. Cases that are generally covered by individual or auto insurance might not be covered in many cases. General liability insurance plans are developed to cover for damages and physical injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Car mishaps
• Expert errors
• Deliberate acts
• Craftsmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or improvement in case of legal action).

Therefore, it is smart to look for separate insurance coverage to cover these specific areas, otherwise your business will be at risk of a lawsuit in case these instances occur.

Marketing Injury

It is possible to cause what is called as “advertising injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your workers or the business as a whole if they feel warranted.

In this age of social networks and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury given that the material will paint the aggrieved party in bad light, potentially affecting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be awarded compensation; it will cover that too.

Item Liability

South San Francisco General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your business. For example, if an appliance malfunctions and at the same time injures the user or causes an electric short that damages the user’s property, you will be held liable for such damages.

Another circumstance would be if you operate a restaurant and a customer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation expenses and resultant payment expenses as well as immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you may still find yourself on the defense. Hence, it is very important to stay covered. Do not take the risk because mishaps don’t make appointments.

Learn More About South San Francisco CA 94080

South San Francisco is a city in San Mateo County, California with a total population of approximately 63,975. South San Francisco, which uses the 650 area code, is located at 37.65785, -122.423 at an elevation of 15 feet. There are over 21,061 households and on average there are 3.01 people in each household with a median age of 38.1. The average income in the area is $81,455 and the average home value is $606,800.