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General Liability Insurance in Shasta CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Shasta California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Shasta is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Shasta CA 96087 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Shasta is a kind of industrial insurance coverage that supplies liability coverage for general business risks. This kind of insurance is usually the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Shasta CA if you are held accountable for damages that occur on your property. Such a policy protects your business from pricey suits in case something goes wrong, like a general repair that ends up with a wall tore down!

What General Liability Insurance Won’t Cover

There are circumstances where general liability insurance coverage in Shasta will not apply. Cases that are usually covered by individual or auto insurance might not be covered in some cases. General liability insurance plans are designed to cover for damages and physical injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Auto accidents
• Expert errors
• Deliberate acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or improvement in the event of legal action).

Therefore, it is a good idea to look for separate insurance plans to cover these specific areas, otherwise your business will be at risk of a lawsuit in case these instances occur.

Marketing Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright violation, slander or libel. Thus, the aggrieved party can sue your employees or the business as a whole if they feel warranted.

In this age of social media and widespread digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For example, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a type of advertising injury given that the material will paint the aggrieved party in bad light, possibly affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be awarded payment; it will cover that too.

Product Liability

Shasta General Liability InsuranceAs stated, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your workplace. For example, if an appliance malfunctions and in the process hurts the user or causes an electrical short that damages the user’s property, you will be held accountable for such damages.

Another scenario would be if you run a restaurant and a customer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation costs and resultant compensation expenses in addition to immediate hospital bills.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Therefore, it is essential to stay covered. Don’t take the risk since accidents do not make appointments.

Learn More About Shasta CA 96087

Shasta is a city in Shasta County, California with a total population of approximately 600. Shasta, which uses the 530 area code, is located at 40.61145, -122.5 at an elevation of 557 feet. There are over 248 households and on average there are 2.42 people in each household with a median age of 50.1. The average income in the area is $30,956 and the average home value is $240,200.