amE3X6n2P4Vz-DhLgFjTr4xrOO2uVzyPC4qI6XgssP0

General Liability Insurance in Santa Rosa CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Santa Rosa California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Santa Rosa is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Santa Rosa CA 95401 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Santa Rosa is a type of commercial insurance plan that offers liability coverage for general business risks. This kind of insurance is normally the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Santa Rosa CA if you are held responsible for damages that occur on your property. Such a policy protects your business from expensive suits in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in Santa Rosa will not apply. Cases that are typically covered by individual or vehicle insurance might not be covered in some cases. General liability insurance plans are developed to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Vehicle mishaps
• Professional errors
• Deliberate acts
• Craftsmanship errors
• Damages due to liquor or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as repayment or advancement in the event of legal action).

Therefore, it is wise to seek separate insurance plans to cover these specific areas, otherwise your business will be at risk of a claim in case these instances take place.

Advertising Injury

It is possible to cause what is called as “advertising injury” when there is a copyright infringement, slander or libel. Thus, the aggrieved party can sue your workers or business as a whole if they feel justified.

In this age of social media and extensive digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury given that the material will paint the aggrieved party in bad light, possibly impacting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted payment; it will cover that too.

Item Liability

Santa Rosa General Liability InsuranceAs stated, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your business. For instance, if a home appliance malfunctions and while doing so hurts the user or causes an electric short that damages the user’s property, you will be held accountable for such damages.

Another circumstance would be if you run an eatery and a consumer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation expenses and resultant settlement costs in addition to immediate hospital expenses.

To Conclude

General liability insurance policies cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Hence, it is important to stay covered. Don’t take the risk given that mishaps don’t make appointments.

Learn More About Santa Rosa CA 95401

Santa Rosa is a city in Sonoma County, California with a total population of approximately 36,981. Santa Rosa, which uses the 707 area code, is located at 38.45338, -122.781 at an elevation of 177 feet. There are over 13,254 households and on average there are 2.75 people in each household with a median age of 34. The average income in the area is $53,163 and the average home value is $334,200.