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General Liability Insurance in Santa Clarita CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Santa Clarita California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Santa Clarita is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Santa Clarita CA 91350 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Santa Clarita is a type of business insurance plan that supplies liability coverage for general business risks. This type of insurance is normally the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Santa Clarita CA if you are held responsible for damages that occur on your property. Such a policy protects your business from pricey claims in case something goes wrong, like a general repair that ends up with a wall tore down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in Santa Clarita will not apply. Cases that are typically covered by individual or car insurance might not be covered sometimes. General liability insurance plans are developed to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Auto accidents
• Professional errors
• Intentional acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or improvement in the event of legal action).

Therefore, it is a good idea to seek separate insurance coverage to cover these specific areas, otherwise your business will be at risk of a claim in case these instances occur.

Advertising Injury

It is possible to cause what is described as “advertising injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your workers or the business as a whole if they feel justified.

In this age of social media and widespread digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury because the content will paint the aggrieved party in bad light, possibly impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be awarded compensation; it will cover that too.

Product Liability

Santa Clarita General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your place of business. For example, if a home appliance malfunctions and in the process hurts the user or causes an electrical short that damages the user’s property, you will be held accountable for such damages.

Another circumstance would be if you operate a restaurant and a consumer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation expenses and resultant settlement expenses in addition to immediate hospital bills.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Therefore, it is very important to stay covered. Do not take the risk considering that accidents do not make appointments.

Learn More About Santa Clarita CA 91350

Santa Clarita is a city in Los Angeles County, California with a total population of approximately 33,348. Santa Clarita, which uses the 661 area code, is located at 34.42424, -118.507 at an elevation of 267 feet. There are over 10,991 households and on average there are 3.01 people in each household with a median age of 36.4. The average income in the area is $100,387 and the average home value is $413,200.