amE3X6n2P4Vz-DhLgFjTr4xrOO2uVzyPC4qI6XgssP0

General Liability Insurance in San Martin CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In San Martin California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in San Martin is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in San Martin CA 95046 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in San Martin is a type of industrial insurance policy that offers liability coverage for general business risks. This type of insurance is typically the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in San Martin CA if you are held accountable for damages that occur on your property. Such a policy protects your business from pricey lawsuits in case something fails, like a general repair that winds up with a wall tore down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in San Martin will not apply. Cases that are usually covered by personal or vehicle insurance might not be covered in many cases. General liability insurance policies are designed to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Vehicle mishaps
• Expert mistakes
• Deliberate acts
• Workmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or improvement in case of legal action).

Therefore, it is smart to look for separate insurance policies to cover these specific areas, otherwise your business will be at risk of a claim in case these instances happen.

Advertising Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright violation, slander or libel. Thus, the aggrieved party can sue your employees or the business as a whole if they feel warranted.

In this age of social media and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of marketing injury given that the material will paint the aggrieved party in bad light, potentially affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted a settlement; it will cover that too.

Product Liability

San Martin General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your business. For example, if an appliance malfunctions and in the process hurts the user or causes an electric short that damages the user’s property, you will be held accountable for such damages.

Another scenario would be if you run an eatery and a consumer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits expenses and resultant payment expenses as well as immediate hospital bills.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Thus, it is essential to stay covered. Do not take the risk given that mishaps don’t make appointments.

Learn More About San Martin CA 95046

San Martin is a city in Santa Clara County, California with a total population of approximately 6,417. San Martin, which uses the 408/669 area code, is located at 37.0956, -121.605 at an elevation of 87 feet. There are over 1,836 households and on average there are 3.44 people in each household with a median age of 38.7. The average income in the area is $102,727 and the average home value is $737,100.