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General Liability Insurance in San Gabriel CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In San Gabriel California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in San Gabriel is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in San Gabriel CA 91775 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in San Gabriel is a type of commercial insurance plan that offers liability coverage for general business risks. This kind of insurance is typically the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in San Gabriel CA if you are held accountable for damages that occur on your property. Such a policy protects your business from pricey suits in case something fails, like a general repair that ends up with a wall tore down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in San Gabriel will not apply. Cases that are normally covered by personal or vehicle insurance might not be covered in many cases. General liability insurance plans are designed to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Car accidents
• Professional errors
• Deliberate acts
• Craftsmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as compensation or development in case of legal action).

Therefore, it is wise to seek separate insurance policies to cover these specific areas, otherwise your business will be at risk of a lawsuit in case these instances happen.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your staff members or the business as a whole if they feel warranted.

In this age of social networks and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of advertising injury given that the material will paint the aggrieved party in bad light, potentially impacting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted compensation; it will cover that too.

Product Liability

San Gabriel General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your business. For example, if a home appliance malfunctions and at the same time hurts the user or causes an electrical short that damages the user’s property, you will be held liable for such damages.

Another circumstance would be if you operate an eatery and a customer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits costs and resultant compensation expenses as well as immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Therefore, it is very important to stay covered. Don’t take the risk because accidents do not make appointments.

Learn More About San Gabriel CA 91775

San Gabriel is a city in Los Angeles County, California with a total population of approximately 23,988. San Gabriel, which uses the 626 area code, is located at 34.11632, -118.093 at an elevation of 267 feet. There are over 8,227 households and on average there are 2.9 people in each household with a median age of 41.4. The average income in the area is $75,876 and the average home value is $658,800.