The state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.
General Liability Insurance Experts Near Me In San Bernardino County California
At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in San Bernardino County is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.
Free General Liability Insurance Quote – (888) 728-4034
Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in San Bernardino County CA is always ready to assist you and answer any of your questions.
More About General Liability Insurance
What Is General Liability Insurance
General liability insurance in San Bernardino County is a type of business insurance coverage that provides liability coverage for general business risks. This type of insurance is normally the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.
General liability insurance policies will cover you (and your business) in San Bernardino County CA if you are held accountable for damages that happen on your property. Such a policy protects your business from costly claims in case something fails, like a general repair that winds up with a wall tore down!
What General Liability Insurance Won’t Cover
There are instances where general liability insurance coverage in San Bernardino County will not apply. Cases that are normally covered by individual or automobile insurance might not be covered in some cases. General liability insurance policies are designed to cover for damages and physical injuries that arise from your products, services, and operations.
So, when does the coverage fail to apply?
• Auto mishaps
• Expert errors
• Intentional acts
• Workmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or improvement in case of legal action).
Therefore, it is wise to seek different insurance plans to cover these particular areas, otherwise your business will be at risk of a claim in case these circumstances happen.
Marketing Injury
It is possible to cause what is described as “advertising injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your staff members or business as a whole if they feel justified.
In this age of social media and extensive digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of marketing injury considering that the material will paint the aggrieved party in bad light, potentially impacting their public esteem and hence, their business.
Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be awarded payment; it will cover that too.
Item Liability
As stated, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your workplace. For example, if an appliance malfunctions and in the process injures the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.
Another circumstance would be if you run a restaurant and a customer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits expenses and resultant compensation expenses as well as immediate hospital costs.
To Conclude
General liability insurance policies cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Thus, it is necessary to stay covered. Don’t take the risk since accidents do not make appointments.
Cities We Serve In San Bernardino County
- General Liability Insurance Adelanto CA
- General Liability Insurance Amboy CA
- General Liability Insurance Angelus Oaks CA
- General Liability Insurance Apple Valley CA
- General Liability Insurance Baker CA
- General Liability Insurance Barstow CA
- General Liability Insurance Big Bear City CA
- General Liability Insurance Big Bear Lake CA
- General Liability Insurance Bloomington CA
- General Liability Insurance Blue Jay CA
- General Liability Insurance Bryn Mawr CA
- General Liability Insurance Cedar Glen CA
- General Liability Insurance Cedarpines Park CA
- General Liability Insurance Chino CA
- General Liability Insurance Chino Hills CA
- General Liability Insurance Cima CA
- General Liability Insurance Colton CA
- General Liability Insurance Crestline CA
- General Liability Insurance Daggett CA
- General Liability Insurance Earp CA
- General Liability Insurance Essex CA
- General Liability Insurance Fawnskin CA
- General Liability Insurance Fontana CA
- General Liability Insurance Forest Falls CA
- General Liability Insurance Fort Irwin CA
- General Liability Insurance Grand Terrace CA
- General Liability Insurance Green Valley Lake CA
- General Liability Insurance Guasti CA
- General Liability Insurance Helendale CA
- General Liability Insurance Hesperia CA
- General Liability Insurance Highland CA
- General Liability Insurance Hinkley CA
- General Liability Insurance Joshua Tree CA
- General Liability Insurance Lake Arrowhead CA
- General Liability Insurance Landers CA
- General Liability Insurance Loma Linda CA
- General Liability Insurance Lucerne Valley CA
- General Liability Insurance Ludlow CA
- General Liability Insurance Lytle Creek CA
- General Liability Insurance Mentone CA
- General Liability Insurance Montclair CA
- General Liability Insurance Morongo Valley CA
- General Liability Insurance Mountain Pass CA
- General Liability Insurance Mt Baldy CA
- General Liability Insurance Needles CA
- General Liability Insurance Newberry Springs CA
- General Liability Insurance Nipton CA
- General Liability Insurance Ontario CA
- General Liability Insurance Oro Grande CA
- General Liability Insurance Parker Dam CA
- General Liability Insurance Patton CA
- General Liability Insurance Phelan CA
- General Liability Insurance Pinon Hills CA
- General Liability Insurance Pioneertown CA
- General Liability Insurance Rancho Cucamonga CA
- General Liability Insurance Redlands CA
- General Liability Insurance Rialto CA
- General Liability Insurance Rimforest CA
- General Liability Insurance Running Springs CA
- General Liability Insurance San Bernardino CA
- General Liability Insurance Skyforest CA
- General Liability Insurance Sugarloaf CA
- General Liability Insurance Trona CA
- General Liability Insurance Twentynine Palms CA
- General Liability Insurance Twin Peaks CA
- General Liability Insurance Upland CA
- General Liability Insurance Victorville CA
- General Liability Insurance Vidal CA
- General Liability Insurance Wrightwood CA
- General Liability Insurance Yermo CA
- General Liability Insurance Yucaipa CA
- General Liability Insurance Yucca Valley CA
Learn More About San Bernardino County CA
https://en.wikipedia.org/wiki/San_Bernardino_County,_California