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General Liability Insurance in Rescue CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Rescue California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Rescue is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Rescue CA 95672 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Rescue is a type of industrial insurance policy that offers liability coverage for general business risks. This type of insurance is generally the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Rescue CA if you are held liable for damages that take place on your property. Such a policy protects your business from costly claims in case something fails, like a general repair that winds up with a wall tore down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Rescue will not apply. Cases that are generally covered by personal or vehicle insurance may not be covered in many cases. General liability insurance policies are created to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Automobile mishaps
• Expert errors
• Deliberate acts
• Craftsmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or development in case of legal action).

Therefore, it is wise to seek different insurance coverage to cover these particular areas, otherwise your business will be at risk of a suit in case these instances occur.

Advertising Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your staff members or business as a whole if they feel warranted.

In this age of social media and extensive digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of advertising injury considering that the content will paint the aggrieved party in bad light, possibly impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted payment; it will cover that too.

Product Liability

Rescue General Liability InsuranceAs mentioned, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your workplace. For instance, if an appliance malfunctions and at the same time injures the user or causes an electric short that damages the user’s property, you will be held accountable for such damages.

Another circumstance would be if you run a restaurant and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation expenses and resultant payment costs along with immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Therefore, it is important to stay covered. Do not take the risk since accidents don’t make appointments.

Learn More About Rescue CA 95672

Rescue is a city in El Dorado County, California with a total population of approximately 4,773. Rescue, which uses the 530 area code, is located at 38.72867, -120.993 at an elevation of 1,866 feet. There are over 1,710 households and on average there are 2.79 people in each household with a median age of 45.3. The average income in the area is $97,048 and the average home value is $426,200.