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General Liability Insurance in Reedley CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Reedley California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Reedley is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Reedley CA 93654 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Reedley is a kind of business insurance policy that provides liability coverage for general business risks. This type of insurance is typically the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Reedley CA if you are held accountable for damages that take place on your property. Such a policy protects your business from costly lawsuits in case something fails, like a general repair that ends up with a wall tore down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Reedley will not apply. Cases that are generally covered by personal or car insurance may not be covered sometimes. General liability insurance plans are created to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Vehicle mishaps
• Professional errors
• Deliberate acts
• Workmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or improvement in case of legal action).

Therefore, it is wise to look for different insurance plans to cover these specific areas, otherwise your business will be at risk of a suit in case these circumstances take place.

Marketing Injury

It is possible to cause what is called as “advertising injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your staff members or the business as a whole if they feel warranted.

In this age of social media and prevalent digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a type of marketing injury since the content will paint the aggrieved party in bad light, potentially impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be awarded a settlement; it will cover that too.

Product Liability

Reedley General Liability InsuranceAs stated, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your business. For instance, if a device malfunctions and in the process hurts the user or causes an electric short that damages the user’s property, you will be held responsible for such damages.

Another circumstance would be if you run an eatery and a client happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits expenses and resultant compensation expenses in addition to immediate hospital costs.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Thus, it is necessary to stay covered. Don’t take the risk because accidents do not make appointments.

Learn More About Reedley CA 93654

Reedley is a city in Fresno County, California with a total population of approximately 29,776. Reedley, which uses the 559 area code, is located at 36.66185, -119.38 at an elevation of 296 feet. There are over 8,347 households and on average there are 3.53 people in each household with a median age of 30.3. The average income in the area is $46,368 and the average home value is $170,700.