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General Liability Insurance in Piedmont CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Piedmont California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Piedmont is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Piedmont CA 94620 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Piedmont is a kind of industrial insurance plan that provides liability coverage for general business risks. This type of insurance is typically the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Piedmont CA if you are held responsible for damages that take place on your property. Such a policy protects your business from costly suits in case something fails, like a general repair that ends up with a wall tore down!

What General Liability Insurance Won’t Cover

There are circumstances where general liability insurance coverage in Piedmont will not apply. Cases that are normally covered by personal or vehicle insurance may not be covered sometimes. General liability insurance policies are created to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Car mishaps
• Expert mistakes
• Intentional acts
• Workmanship mistakes
• Damages due to liquor or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or advancement in case of legal action).

Therefore, it is smart to seek separate insurance plans to cover these particular areas, otherwise your business will be at risk of a claim in case these circumstances occur.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your workers or business as a whole if they feel justified.

In this age of social networks and prevalent digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of advertising injury because the content will paint the aggrieved party in bad light, possibly affecting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted compensation; it will cover that too.

Product Liability

Piedmont General Liability InsuranceAs specified, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if a device malfunctions and at the same time injures the user or causes an electrical short that damages the user’s property, you will be held accountable for such damages.

Another situation would be if you operate an eatery and a customer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits expenses and resultant compensation expenses in addition to immediate hospital bills.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Hence, it is necessary to stay covered. Don’t take the risk because mishaps do not make appointments.

Learn More About Piedmont CA 94620

Piedmont is a city in Alameda County, California with a population that is currently unknown. Piedmont, which uses the 510/415/925 area code, is located at 37.8046, -122.27 at an elevation of 42 feet. There are over 0 households and on average there are 0 people in each household with a median age of 0. The average income in the area is currently unknown.