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General Liability Insurance in Ontario CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In Ontario California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Ontario is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Ontario CA 91758 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Ontario is a kind of business insurance policy that supplies liability coverage for general business risks. This type of insurance is usually the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Ontario CA if you are held liable for damages that occur on your property. Such a policy protects your business from pricey suits in case something fails, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Won’t Cover

There are circumstances where general liability insurance coverage in Ontario will not apply. Cases that are typically covered by personal or automobile insurance may not be covered in some cases. General liability insurance policies are designed to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Vehicle accidents
• Expert mistakes
• Intentional acts
• Workmanship mistakes
• Damages due to liquor or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as reimbursement or advancement in case of legal action).

Therefore, it is wise to seek different insurance policies to cover these specific areas, otherwise your business will be at risk of a suit in case these circumstances occur.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your workers or business as a whole if they feel warranted.

In this age of social media and widespread digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of marketing injury since the material will paint the aggrieved party in bad light, possibly impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Ontario General Liability InsuranceAs stated, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your business. For example, if a device malfunctions and in the process injures the user or causes an electric short that harms the user’s property, you will be held accountable for such damages.

Another situation would be if you operate an eatery and a client happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation costs and resultant settlement costs along with immediate hospital costs.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Therefore, it is important to stay covered. Don’t take the risk given that mishaps do not make appointments.

Learn More About Ontario CA 91758

Ontario is a city in San Bernardino County, California with a population that is currently unknown. Ontario, which uses the 909/951 area code, is located at 34.0635, -117.65 at an elevation of 1,077 feet. There are over 0 households and on average there are 0 people in each household with a median age of 0. The average income in the area is currently unknown.