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General Liability Insurance in Northridge CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Northridge California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Northridge is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Northridge CA 91324 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Northridge is a kind of commercial insurance policy that supplies liability coverage for general business risks. This kind of insurance is generally the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Northridge CA if you are held responsible for damages that happen on your property. Such a policy protects your business from expensive lawsuits in case something fails, like a general repair that winds up with a wall tore down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Northridge will not apply. Cases that are normally covered by personal or auto insurance might not be covered in many cases. General liability insurance plans are designed to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Car accidents
• Expert mistakes
• Intentional acts
• Craftsmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as repayment or improvement in the event of legal action).

Therefore, it is smart to seek different insurance coverage to cover these particular areas, otherwise your business will be at risk of a suit in case these instances take place.

Marketing Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright violation, slander or libel. Thus, the aggrieved party can sue your employees or business as a whole if they feel warranted.

In this age of social networks and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury since the content will paint the aggrieved party in bad light, possibly impacting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Northridge General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your workplace. For instance, if a home appliance malfunctions and in the process injures the user or causes an electric short that harms the user’s property, you will be held liable for such damages.

Another circumstance would be if you operate a restaurant and a customer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation costs and resultant compensation expenses along with immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Hence, it is essential to stay covered. Do not take the risk because accidents do not make appointments.

Learn More About Northridge CA 91324

Northridge is a city in Los Angeles County, California with a total population of approximately 27,669. Northridge, which uses the 818/747 area code, is located at 34.23881, -118.553 at an elevation of 267 feet. There are over 9,289 households and on average there are 2.95 people in each household with a median age of 36.5. The average income in the area is $61,958 and the average home value is $455,200.