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General Liability Insurance in Mira Loma CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Mira Loma California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Mira Loma is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Mira Loma CA 91752 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Mira Loma is a type of commercial insurance plan that offers liability coverage for general business risks. This kind of insurance is generally the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Mira Loma CA if you are held accountable for damages that take place on your property. Such a policy protects your business from expensive lawsuits in case something goes wrong, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Mira Loma will not apply. Cases that are usually covered by personal or auto insurance may not be covered in many cases. General liability insurance policies are developed to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Automobile mishaps
• Expert mistakes
• Intentional acts
• Craftsmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as compensation or development in the event of legal action).

Therefore, it is a good idea to look for different insurance policies to cover these specific areas, otherwise your business will be at risk of a lawsuit in case these instances happen.

Marketing Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your workers or the business as a whole if they feel justified.

In this age of social networks and widespread digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For example, if somebody connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of marketing injury given that the content will paint the aggrieved party in bad light, potentially affecting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be awarded compensation; it will cover that too.

Product Liability

Mira Loma General Liability InsuranceAs mentioned, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your workplace. For instance, if a home appliance malfunctions and while doing so hurts the user or causes an electrical short that damages the user’s property, you will be held accountable for such damages.

Another circumstance would be if you operate an eatery and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits expenses and resultant settlement expenses as well as immediate hospital bills.

To Conclude

General liability insurance policies cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective measures in place, you might still find yourself on the defense. Therefore, it is necessary to stay covered. Don’t take the risk given that accidents don’t make appointments.

Learn More About Mira Loma CA 91752

Mira Loma is a city in Riverside County, California with a total population of approximately 30,047. Mira Loma, which uses the 951 area code, is located at 33.98952, -117.532 at an elevation of 851 feet. There are over 8,417 households and on average there are 3.57 people in each household with a median age of 32.2. The average income in the area is $64,849 and the average home value is $320,300.