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General Liability Insurance in Markleeville CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Agency Near Me In Markleeville California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Markleeville is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Markleeville CA 96120 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Markleeville is a kind of business insurance coverage that provides liability coverage for general business risks. This kind of insurance is generally the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Markleeville CA if you are held accountable for damages that happen on your property. Such a policy protects your business from pricey lawsuits in case something fails, like a general repair that winds up with a wall tore down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in Markleeville will not apply. Cases that are generally covered by personal or vehicle insurance might not be covered in some cases. General liability insurance plans are developed to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Car accidents
• Professional mistakes
• Deliberate acts
• Craftsmanship errors
• Damages due to liquor or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as repayment or development in case of legal action).

Therefore, it is a good idea to look for different insurance coverage to cover these particular areas, otherwise your business will be at risk of a claim in case these circumstances occur.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your staff members or business as a whole if they feel warranted.

In this age of social media and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of marketing injury since the content will paint the aggrieved party in bad light, possibly impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be awarded compensation; it will cover that too.

Product Liability

Markleeville General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your place of business. For instance, if an appliance malfunctions and while doing so injures the user or causes an electrical short that damages the user’s property, you will be held liable for such damages.

Another scenario would be if you operate an eatery and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits expenses and resultant compensation expenses as well as immediate hospital bills.

To Conclude

General liability insurance policies cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Hence, it is essential to stay covered. Do not take the risk given that mishaps don’t make appointments.

Learn More About Markleeville CA 96120

Markleeville is a city in Alpine County, California with a total population of approximately 957. Markleeville, which uses the 530 area code, is located at 38.72545, -119.817 at an elevation of 5,525 feet. There are over 393 households and on average there are 2.44 people in each household with a median age of 46.9. The average income in the area is $53,125 and the average home value is $292,900.