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General Liability Insurance in Maricopa CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Maricopa California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Maricopa is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Maricopa CA 93252 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Maricopa is a kind of industrial insurance policy that provides liability coverage for general business risks. This type of insurance is generally the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Maricopa CA if you are held liable for damages that happen on your property. Such a policy protects your business from expensive lawsuits in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Maricopa will not apply. Cases that are typically covered by individual or auto insurance might not be covered in some cases. General liability insurance coverages are developed to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Vehicle accidents
• Professional mistakes
• Deliberate acts
• Craftsmanship mistakes
• Damages due to liquor or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or improvement in the event of legal action).

Therefore, it is smart to seek different insurance plans to cover these specific areas, otherwise your business will be at risk of a suit in case these instances take place.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your workers or business as a whole if they feel justified.

In this age of social media and extensive digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a type of marketing injury considering that the material will paint the aggrieved party in bad light, potentially impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Maricopa General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if an appliance malfunctions and in the process hurts the user or causes an electric short that harms the user’s property, you will be held accountable for such damages.

Another situation would be if you operate a restaurant and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits costs and resultant compensation costs as well as immediate hospital costs.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Therefore, it is essential to stay covered. Don’t take the risk given that accidents don’t make appointments.

Learn More About Maricopa CA 93252

Maricopa is a city in Kern County, California with a total population of approximately 4,176. Maricopa, which uses the 661 area code, is located at 34.99365, -119.35 at an elevation of 408 feet. There are over 647 households and on average there are 2.81 people in each household with a median age of 38.4. The average income in the area is $29,315 and the average home value is $74,100.