General Liability Insurance in Los Angeles County CA | California Contractors Insurance |

General Liability Insurance in Los Angeles County CA The state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Los Angeles County California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Los Angeles County is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Los Angeles County CA is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Los Angeles County is a type of commercial insurance policy that provides liability coverage for general business risks. This kind of insurance is generally the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Los Angeles County CA if you are held liable for damages that occur on your property. Such a policy protects your business from expensive lawsuits in case something fails, like a general repair that ends up with a wall tore down!

What General Liability Insurance Won’t Cover

There are circumstances where general liability insurance coverage in Los Angeles County will not apply. Cases that are usually covered by individual or automobile insurance may not be covered in some cases. General liability insurance plans are developed to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Car mishaps
• Professional errors
• Deliberate acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or development in case of legal action).

Therefore, it is a good idea to seek separate insurance policies to cover these particular areas, otherwise your business will be at risk of a claim in case these instances happen.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your workers or business as a whole if they feel warranted.

In this age of social networks and prevalent digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of advertising injury considering that the material will paint the aggrieved party in bad light, potentially impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be awarded payment; it will cover that too.

Item Liability

Los Angeles County General Liability Insurance As specified, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your workplace. For instance, if an appliance malfunctions and in the process injures the user or causes an electric short that harms the user’s property, you will be held accountable for such damages.

Another scenario would be if you operate an eatery and a client happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits costs and resultant settlement costs along with immediate hospital costs.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Hence, it is important to stay covered. Do not take the risk given that accidents don’t make appointments.

Cities We Serve In Los Angeles County

Learn More About Los Angeles County CA

Los Angeles County is just one of the many counties in California that we serve.
https://en.wikipedia.org/wiki/Los_Angeles_County,_California

Los Angeles County General Liability Insurance