amE3X6n2P4Vz-DhLgFjTr4xrOO2uVzyPC4qI6XgssP0

General Liability Insurance in Lomita CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Lomita California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Lomita is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Lomita CA 90717 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Lomita is a kind of business insurance coverage that offers liability coverage for general business risks. This type of insurance is usually the first line type of coverage a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Lomita CA if you are held accountable for damages that take place on your property. Such a policy protects your business from expensive claims in case something fails, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Lomita will not apply. Cases that are typically covered by individual or auto insurance might not be covered in some cases. General liability insurance plans are designed to cover for damages and bodily injuries that arise from your products, services, and operations.

So, when does the coverage fail to apply?

• Automobile mishaps
• Professional errors
• Deliberate acts
• Craftsmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as reimbursement or development in the event of legal action).

Therefore, it is a good idea to look for different insurance plans to cover these specific areas, otherwise your business will be at risk of a claim in case these instances take place.

Marketing Injury

It is possible to cause what is called as “marketing injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your staff members or business as a whole if they feel warranted.

In this age of social media and extensive digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of advertising injury considering that the material will paint the aggrieved party in bad light, possibly affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted payment; it will cover that too.

Product Liability

Lomita General Liability InsuranceAs specified, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your business. For instance, if an appliance malfunctions and at the same time injures the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.

Another circumstance would be if you run an eatery and a consumer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation costs and resultant settlement expenses in addition to immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Therefore, it is very important to stay covered. Do not take the risk considering that accidents don’t make appointments.

Learn More About Lomita CA 90717

Lomita is a city in Los Angeles County, California with a total population of approximately 21,318. Lomita, which uses the 310/424 area code, is located at 33.79131, -118.319 at an elevation of 267 feet. There are over 8,520 households and on average there are 2.48 people in each household with a median age of 39.5. The average income in the area is $56,103 and the average home value is $478,000.