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General Liability Insurance in Lakeside CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In Lakeside California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Lakeside is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Lakeside CA 92040 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Lakeside is a kind of business insurance coverage that supplies liability coverage for general business risks. This kind of insurance is typically the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Lakeside CA if you are held liable for damages that occur on your property. Such a policy protects your business from pricey lawsuits in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Won’t Cover

There are circumstances where general liability insurance coverage in Lakeside will not apply. Cases that are normally covered by individual or auto insurance may not be covered in some cases. General liability insurance plans are created to cover for damages and bodily injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Car accidents
• Expert errors
• Deliberate acts
• Craftsmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or development in case of legal action).

Therefore, it is wise to look for different insurance coverage to cover these particular areas, otherwise your business will be at risk of a suit in case these circumstances take place.

Advertising Injury

It is possible to cause what is termed as “marketing injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your employees or business as a whole if they feel justified.

In this age of social networks and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of advertising injury given that the content will paint the aggrieved party in bad light, possibly impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be awarded compensation; it will cover that too.

Product Liability

Lakeside General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your business. For instance, if an appliance malfunctions and in the process hurts the user or causes an electric short that damages the user’s property, you will be held responsible for such damages.

Another situation would be if you operate a restaurant and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits costs and resultant payment expenses as well as immediate hospital bills.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective procedures in place, you may still find yourself on the defense. Hence, it is very important to stay covered. Do not take the risk since accidents do not make appointments.

Learn More About Lakeside CA 92040

Lakeside is a city in San Diego County, California with a total population of approximately 41,281. Lakeside, which uses the 619 area code, is located at 32.90301, -116.865 at an elevation of 13 feet. There are over 14,789 households and on average there are 2.77 people in each household with a median age of 38.5. The average income in the area is $65,360 and the average home value is $356,800.