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General Liability Insurance in Igo CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Agency Near Me In Igo California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Igo is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Igo CA 96047 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Igo is a type of business insurance plan that offers liability coverage for general business risks. This kind of insurance is typically the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Igo CA if you are held accountable for damages that take place on your property. Such a policy protects your business from costly suits in case something goes wrong, like a general repair that winds up with a wall tore down!

What General Liability Insurance Won’t Cover

There are instances where general liability insurance coverage in Igo will not apply. Cases that are typically covered by individual or auto insurance might not be covered in many cases. General liability insurance coverages are designed to cover for damages and physical injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Automobile accidents
• Professional errors
• Deliberate acts
• Workmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as repayment or development in case of legal action).

Therefore, it is wise to look for different insurance coverage to cover these particular areas, otherwise your business will be at risk of a claim in case these instances happen.

Marketing Injury

It is possible to cause what is termed as “marketing injury” when there is a copyright infringement, slander or libel. Hence, the aggrieved party can sue your employees or business as a whole if they feel warranted.

In this age of social networks and widespread digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a kind of advertising injury because the content will paint the aggrieved party in bad light, potentially impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted compensation; it will cover that too.

Product Liability

Igo General Liability InsuranceAs mentioned, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if a device malfunctions and in the process injures the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.

Another situation would be if you run an eatery and a customer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits expenses and resultant compensation costs in addition to immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Therefore, it is essential to stay covered. Do not take the risk considering that mishaps do not make appointments.

Learn More About Igo CA 96047

Igo is a city in Shasta County, California with a total population of approximately 1,004. Igo, which uses the 530 area code, is located at 40.47231, -122.737 at an elevation of 557 feet. There are over 424 households and on average there are 2.37 people in each household with a median age of 48.9. The average income in the area is $38,750 and the average home value is $207,900.