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General Liability Insurance in Highland CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In Highland California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Highland is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Highland CA 92346 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Highland is a kind of business insurance policy that offers liability coverage for general business risks. This kind of insurance is usually the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance policies will cover you (and your business) in Highland CA if you are held responsible for damages that occur on your property. Such a policy protects your business from pricey claims in case something goes wrong, like a general repair that ends up with a wall tore down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Highland will not apply. Cases that are normally covered by individual or car insurance may not be covered in some cases. General liability insurance coverages are created to cover for damages and bodily injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Auto mishaps
• Professional mistakes
• Deliberate acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as reimbursement or improvement in the event of legal action).

Therefore, it is a good idea to seek different insurance policies to cover these specific areas, otherwise your business will be at risk of a claim in case these circumstances take place.

Advertising Injury

It is possible to cause what is described as “advertising injury” when there is a copyright infringement, slander or libel. Thus, the aggrieved party can sue your employees or the business as a whole if they feel warranted.

In this age of social media and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of advertising injury considering that the content will paint the aggrieved party in bad light, potentially impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Highland General Liability InsuranceAs mentioned, it is possible for your services and products to cause injury. Products will sometimes cause the injuries far from your place of business. For instance, if an appliance malfunctions and at the same time hurts the user or causes an electrical short that harms the user’s property, you will be held accountable for such damages.

Another situation would be if you run a restaurant and a consumer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits costs and resultant settlement expenses as well as immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you may still find yourself on the defense. Therefore, it is important to stay covered. Don’t take the risk given that accidents do not make appointments.

Learn More About Highland CA 92346

Highland is a city in San Bernardino County, California with a total population of approximately 54,923. Highland, which uses the 909 area code, is located at 34.11983, -117.169 at an elevation of 1,077 feet. There are over 16,874 households and on average there are 3.15 people in each household with a median age of 34.5. The average income in the area is $59,722 and the average home value is $242,500.