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General Liability Insurance in Glendora CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Agency Near Me In Glendora California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Glendora is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Glendora CA 91740 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Glendora is a kind of industrial insurance plan that offers liability coverage for general business risks. This kind of insurance is generally the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Glendora CA if you are held responsible for damages that take place on your property. Such a policy protects your business from pricey claims in case something fails, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Glendora will not apply. Cases that are usually covered by individual or auto insurance might not be covered in some cases. General liability insurance plans are designed to cover for damages and physical injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Vehicle mishaps
• Expert mistakes
• Intentional acts
• Workmanship mistakes
• Damages due to liquor or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as compensation or development in the event of legal action).

Therefore, it is a good idea to look for separate insurance coverage to cover these specific areas, otherwise your business will be at risk of a suit in case these instances happen.

Advertising Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright violation, slander or libel. Thus, the aggrieved party can sue your staff members or the business as a whole if they feel justified.

In this age of social networks and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury given that the material will paint the aggrieved party in bad light, potentially affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be awarded a settlement; it will cover that too.

Product Liability

Glendora General Liability InsuranceAs specified, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if a home appliance malfunctions and while doing so hurts the user or causes an electric short that damages the user’s property, you will be held accountable for such damages.

Another situation would be if you operate an eatery and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation expenses and resultant compensation expenses along with immediate hospital costs.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective measures in place, you might still find yourself on the defense. Hence, it is very important to stay covered. Don’t take the risk considering that mishaps do not make appointments.

Learn More About Glendora CA 91740

Glendora is a city in Los Angeles County, California with a total population of approximately 25,356. Glendora, which uses the 626 area code, is located at 34.11734, -117.846 at an elevation of 267 feet. There are over 8,376 households and on average there are 2.94 people in each household with a median age of 38.5. The average income in the area is $67,063 and the average home value is $386,700.