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General Liability Insurance in Fresno County CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Agency Near Me In Fresno County California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Fresno County is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Fresno County CA is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Fresno County is a type of business insurance policy that provides liability coverage for general business risks. This type of insurance is generally the first line type of coverage a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Fresno County CA if you are held responsible for damages that occur on your property. Such a policy protects your business from pricey claims in case something goes wrong, like a general repair that winds up with a wall tore down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Fresno County will not apply. Cases that are generally covered by personal or car insurance might not be covered sometimes. General liability insurance coverages are designed to cover for damages and bodily injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Automobile accidents
• Professional errors
• Deliberate acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as reimbursement or advancement in case of legal action).

Therefore, it is smart to look for separate insurance coverage to cover these particular areas, otherwise your business will be at risk of a claim in case these circumstances occur.

Advertising Injury

It is possible to cause what is called as “marketing injury” when there is a copyright infringement, slander or libel. Therefore, the aggrieved party can sue your staff members or business as a whole if they feel justified.

In this age of social media and widespread digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For example, if somebody associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of marketing injury since the material will paint the aggrieved party in bad light, potentially impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted payment; it will cover that too.

Product Liability

Fresno County General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your workplace. For example, if a home appliance malfunctions and in the process hurts the user or causes an electric short that harms the user’s property, you will be held responsible for such damages.

Another scenario would be if you operate an eatery and a consumer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation costs and resultant settlement costs in addition to immediate hospital bills.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Thus, it is essential to stay covered. Don’t take the risk since mishaps don’t make appointments.

Cities We Serve In Fresno County

Learn More About Fresno County CA

Fresno County is just one of the many counties in California that we serve.
https://en.wikipedia.org/wiki/Fresno_County,_California