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General Liability Insurance in Fowler CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Company Near Me In Fowler California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Fowler is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Fowler CA 93625 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Fowler is a type of commercial insurance coverage that supplies liability coverage for general business risks. This type of insurance is typically the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Fowler CA if you are held responsible for damages that occur on your property. Such a policy protects your business from pricey lawsuits in case something goes wrong, like a general repair that ends up with a wall tore down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Fowler will not apply. Cases that are generally covered by individual or vehicle insurance may not be covered sometimes. General liability insurance policies are created to cover for damages and physical injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Car mishaps
• Professional mistakes
• Deliberate acts
• Workmanship errors
• Damages due to liquor or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as repayment or development in the event of legal action).

Therefore, it is wise to look for different insurance policies to cover these particular areas, otherwise your business will be at risk of a claim in case these instances occur.

Advertising Injury

It is possible to cause what is termed as “advertising injury” when there is a copyright infringement, slander or libel. Therefore, the aggrieved party can sue your workers or business as a whole if they feel warranted.

In this age of social media and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury since the content will paint the aggrieved party in bad light, potentially affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted a settlement; it will cover that too.

Product Liability

Fowler General Liability InsuranceAs mentioned, it is possible for your services and products to cause injury. Products will in some cases cause the injuries far from your business. For instance, if a home appliance malfunctions and at the same time injures the user or causes an electrical short that damages the user’s property, you will be held responsible for such damages.

Another circumstance would be if you operate a restaurant and a client happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the lawsuits expenses and resultant payment expenses as well as immediate hospital costs.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are related to your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Thus, it is essential to stay covered. Don’t take the risk considering that mishaps do not make appointments.

Learn More About Fowler CA 93625

Fowler is a city in Fresno County, California with a total population of approximately 7,313. Fowler, which uses the 559 area code, is located at 36.62102, -119.656 at an elevation of 296 feet. There are over 2,237 households and on average there are 3.23 people in each household with a median age of 32.4. The average income in the area is $42,234 and the average home value is $224,400.