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General Liability Insurance in Fields Landing CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Fields Landing California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Fields Landing is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Fields Landing CA 95537 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Fields Landing is a kind of business insurance policy that provides liability coverage for general business risks. This kind of insurance is typically the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Fields Landing CA if you are held accountable for damages that happen on your property. Such a policy protects your business from expensive lawsuits in case something fails, like a general repair that winds up with a wall tore down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Fields Landing will not apply. Cases that are usually covered by individual or automobile insurance may not be covered sometimes. General liability insurance policies are created to cover for damages and bodily injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Car accidents
• Expert mistakes
• Intentional acts
• Craftsmanship mistakes
• Damages due to liquor or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as compensation or advancement in the event of legal action).

Therefore, it is smart to look for different insurance policies to cover these specific areas, otherwise your business will be at risk of a lawsuit in case these circumstances take place.

Marketing Injury

It is possible to cause what is described as “marketing injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your workers or the business as a whole if they feel justified.

In this age of social networks and prevalent digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody affiliated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of advertising injury considering that the content will paint the aggrieved party in bad light, possibly affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Fields Landing General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if an appliance malfunctions and at the same time hurts the user or causes an electric short that damages the user’s property, you will be held liable for such damages.

Another scenario would be if you operate an eatery and a customer happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation expenses and resultant compensation expenses as well as immediate hospital costs.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective steps in place, you might still find yourself on the defense. Thus, it is essential to stay covered. Don’t take the risk since mishaps don’t make appointments.

Learn More About Fields Landing CA 95537

Fields Landing is a city in Humboldt County, California with a total population of approximately 276. Fields Landing, which uses the 707 area code, is located at 40.72915, -124.217 at an elevation of 44 feet. There are over 136 households and on average there are 2.03 people in each household with a median age of 36.8. The average income in the area is currently unknown.