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General Liability Insurance in Fairfax CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Specialists Near Me In Fairfax California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Fairfax is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Fairfax CA 94930 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Fairfax is a kind of business insurance plan that provides liability coverage for general business risks. This type of insurance is typically the first line type of protection a business gets, and it covers general common risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Fairfax CA if you are held accountable for damages that take place on your property. Such a policy protects your business from pricey suits in case something goes wrong, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Fairfax will not apply. Cases that are normally covered by personal or car insurance may not be covered in many cases. General liability insurance coverages are designed to cover for damages and physical injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Auto mishaps
• Professional errors
• Intentional acts
• Workmanship errors
• Damages due to liquor or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as compensation or advancement in case of legal action).

Therefore, it is wise to look for separate insurance policies to cover these specific areas, otherwise your business will be at risk of a suit in case these circumstances occur.

Advertising Injury

It is possible to cause what is called as “advertising injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your workers or the business as a whole if they feel warranted.

In this age of social networks and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For example, if someone associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of marketing injury since the material will paint the aggrieved party in bad light, possibly affecting their public esteem and therefore, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted compensation; it will cover that too.

Item Liability

Fairfax General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your business. For example, if an appliance malfunctions and at the same time injures the user or causes an electrical short that damages the user’s property, you will be held responsible for such damages.

Another situation would be if you operate a restaurant and a customer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation expenses and resultant settlement expenses along with immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Thus, it is important to stay covered. Don’t take the risk because accidents do not make appointments.

Learn More About Fairfax CA 94930

Fairfax is a city in Marin County, California with a total population of approximately 8,500. Fairfax, which uses the 415 area code, is located at 37.9661, -122.645 at an elevation of 7 feet. There are over 3,798 households and on average there are 2.23 people in each household with a median age of 46.1. The average income in the area is $93,667 and the average home value is $721,600.