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General Liability Insurance in Edison CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Edison California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Edison is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Edison CA 93220 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Edison is a type of industrial insurance coverage that offers liability coverage for general business risks. This kind of insurance is normally the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Edison CA if you are held responsible for damages that happen on your property. Such a policy protects your business from expensive lawsuits in case something fails, like a general repair that ends up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are instances where general liability insurance coverage in Edison will not apply. Cases that are normally covered by individual or automobile insurance may not be covered in some cases. General liability insurance coverages are developed to cover for damages and bodily injuries that arise from your items, services, and operations.

So, when does the coverage fail to apply?

• Automobile accidents
• Professional mistakes
• Deliberate acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the organization as reimbursement or development in case of legal action).

Therefore, it is a good idea to seek different insurance plans to cover these specific areas, otherwise your business will be at risk of a suit in case these circumstances take place.

Marketing Injury

It is possible to cause what is termed as “marketing injury” when there is a copyright infringement, slander or libel. Therefore, the aggrieved party can sue your staff members or the business as a whole if they feel warranted.

In this age of social networks and prevalent digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the outcome could be trouble for your company. This will be considered a type of marketing injury since the material will paint the aggrieved party in bad light, potentially impacting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be awarded compensation; it will cover that too.

Item Liability

Edison General Liability InsuranceAs mentioned, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your place of business. For instance, if a home appliance malfunctions and in the process hurts the user or causes an electrical short that damages the user’s property, you will be held responsible for such damages.

Another circumstance would be if you run a restaurant and a client happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the litigation costs and resultant compensation costs in addition to immediate hospital expenses.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are associated with your business. These damages can not be preempted, and even with protective procedures in place, you might still find yourself on the defense. Thus, it is very important to stay covered. Do not take the risk because accidents do not make appointments.

Learn More About Edison CA 93220

Edison is a city in Kern County, California with a total population of approximately 211. Edison, which uses the 661 area code, is located at 35.3452, -118.87 at an elevation of 408 feet. There are over 66 households and on average there are 3.2 people in each household with a median age of 26.5. The average income in the area is currently unknown.