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General Liability Insurance in Corona Del Mar CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Corona Del Mar California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Corona Del Mar is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Corona Del Mar CA 92625 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Corona Del Mar is a type of business insurance coverage that offers liability coverage for general business risks. This kind of insurance is generally the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance coverages will cover you (and your business) in Corona Del Mar CA if you are held accountable for damages that occur on your property. Such a policy protects your business from costly claims in case something fails, like a general repair that winds up with a wall tore down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Corona Del Mar will not apply. Cases that are normally covered by individual or auto insurance might not be covered in many cases. General liability insurance policies are created to cover for damages and bodily injuries that result from your products, services, and operations.

So, when does the coverage fail to apply?

• Car mishaps
• Professional mistakes
• Intentional acts
• Workmanship errors
• Damages due to alcohol or substance influence.
• Damages occasioned by pollution
• Directors and Officers liability (this is a policy that covers directors and officers of the company as repayment or development in case of legal action).

Therefore, it is wise to seek different insurance coverage to cover these particular areas, otherwise your business will be at risk of a claim in case these circumstances happen.

Advertising Injury

It is possible to cause what is called as “marketing injury” when there is a copyright violation, slander or libel. Therefore, the aggrieved party can sue your employees or the business as a whole if they feel justified.

In this age of social networks and extensive digital connection, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody connected to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a type of marketing injury because the material will paint the aggrieved party in bad light, potentially impacting their public esteem and hence, their business.

Your general liability insurance coverage will come in handy to pay for legal expenses and should the aggrieved party be granted a settlement; it will cover that too.

Item Liability

Corona Del Mar General Liability InsuranceAs stated, it is possible for your product and services to cause injury. Products will in some cases cause the injuries far from your business. For instance, if a device malfunctions and in the process hurts the user or causes an electrical short that harms the user’s property, you will be held responsible for such damages.

Another scenario would be if you run a restaurant and a customer happens to fall ill after consuming your food. In both circumstances, your business general liability policy will cover the lawsuits costs and resultant compensation expenses in addition to immediate hospital expenses.

To Conclude

General liability insurance coverage cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective procedures in place, you may still find yourself on the defense. Hence, it is important to stay covered. Don’t take the risk because mishaps do not make appointments.

Learn More About Corona Del Mar CA 92625

Corona Del Mar is a city in Orange County, California with a total population of approximately 12,478. Corona Del Mar, which uses the 949 area code, is located at 33.59936, -117.866 at an elevation of 110 feet. There are over 6,082 households and on average there are 2.05 people in each household with a median age of 50.2. The average income in the area is $132,798 and the average home value is $1,726,400.