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General Liability Insurance in Claremont CAThe state of California and most clients you work with require you — as an independent contractor — to carry general liability insurance. With that said, your own peace of mind as a business owner demands you have the best general liability insurance coverage you can afford to carry. That’s why the folks at California Contractors Insurance do what we do. We strive to provide you with this coverage so you can do what you do best without the worry of litigation that can destroy everything you’ve worked so hard for. General liability insurance protects you, your business, your clients, and meets the state of California’s legal requirements.

General Liability Insurance Experts Near Me In Claremont California

At the end of the day, general liability insurance will allow you to sleep at night knowing that if the unforeseen does occur, California Contractors Insurance will become your partner to cover you. We provide this top of the line coverage to be comprehensive and affordable. Our insurance experts are exceptionally well trained to work with you and provide you with a tailor-made policy to satisfy your peace of mind as well as coverage to make your clients, customers in Claremont is happy. Our general liability insurance coverage protects you, your clients, and customers including legal fees and any resulting damages from lawsuits.

Free General Liability Insurance Quote – (888) 728-4034

Since you’re on this page and reading this missive, you’re most likely interested or in need of affordable and comprehensive general liability insurance. So call the experts at California Contractors Insurance today at (888) 728-4034 to request a quote. A friendly associate in Claremont CA 91711 is always ready to assist you and answer any of your questions.

More About General Liability Insurance

What Is General Liability Insurance

General liability insurance in Claremont is a kind of industrial insurance coverage that provides liability coverage for general business risks. This type of insurance is normally the first line type of protection a business gets, and it covers general typical risks like personal injury and property damage.

General liability insurance plans will cover you (and your business) in Claremont CA if you are held liable for damages that take place on your property. Such a policy protects your business from expensive claims in case something fails, like a general repair that winds up with a wall knocked down!

What General Liability Insurance Will Not Cover

There are circumstances where general liability insurance coverage in Claremont will not apply. Cases that are typically covered by personal or auto insurance may not be covered in some cases. General liability insurance plans are created to cover for damages and bodily injuries that result from your items, services, and operations.

So, when does the coverage fail to apply?

• Automobile mishaps
• Professional errors
• Intentional acts
• Workmanship mistakes
• Damages due to alcohol or substance influence.
• Damages occasioned by contamination
• Directors and Officers liability (this is a policy that covers directors and officers of the company as reimbursement or advancement in case of legal action).

Therefore, it is a good idea to seek separate insurance policies to cover these particular areas, otherwise your business will be at risk of a lawsuit in case these circumstances take place.

Marketing Injury

It is possible to cause what is called as “advertising injury” when there is a copyright violation, slander or libel. Hence, the aggrieved party can sue your employees or business as a whole if they feel justified.

In this age of social networks and prevalent digital connectivity, it is possible for a tweet or Facebook post to land your business in trouble. For instance, if somebody associated to your business makes a joke that the grieved party finds offensive and to make matters worse, the post goes viral; the result could be trouble for your company. This will be considered a kind of advertising injury considering that the material will paint the aggrieved party in bad light, possibly affecting their public esteem and thus, their business.

Your general liability insurance coverage will come in handy to pay for legal costs and should the aggrieved party be awarded a settlement; it will cover that too.

Item Liability

Claremont General Liability InsuranceAs specified, it is possible for your product and services to cause injury. Products will sometimes cause the injuries far from your business. For instance, if a home appliance malfunctions and at the same time hurts the user or causes an electric short that harms the user’s property, you will be held liable for such damages.

Another scenario would be if you operate a restaurant and a client happens to fall ill after consuming your food. In both instances, your business general liability policy will cover the litigation expenses and resultant settlement costs along with immediate hospital expenses.

To Conclude

General liability insurance plans cover a business against a host of personal and property damages that are connected with your business. These damages can not be preempted, and even with protective measures in place, you may still find yourself on the defense. Hence, it is necessary to stay covered. Do not take the risk given that mishaps do not make appointments.

Learn More About Claremont CA 91711

Claremont is a city in Los Angeles County, California with a total population of approximately 35,705. Claremont, which uses the 909 area code, is located at 34.12227, -117.714 at an elevation of 267 feet. There are over 11,868 households and on average there are 2.58 people in each household with a median age of 38.6. The average income in the area is $89,161 and the average home value is $558,500.