Commercial Auto Insurance in Tuolumne County CA | California Contractors Insurance |

Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Tuolumne County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Experts Near Me In Tuolumne County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Tuolumne County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Comprehending What Commercial Auto Insurance Is

If your business in Tuolumne County counts on its cars for transportation, then commercial auto insurance is required. Big companies with big fleets, as well as small businesses with single cars need the insurance plan in place.

The commercial auto insurance plan is an insurance plan that covers cars that are not covered by personal auto insurance plans, that is, vehicles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities incurred throughout the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of cars utilized by the business, from small cars to heavy commercial trucks (including vans, food trucks, box trucks and service energy vehicles– SUVs). The insurance coverage in Tuolumne County may also be referred to as fleet insurance or truck insurance.

Since individual cars are not meant for business use, they are rated and written off differently from the cars used commercially. The compensation plans also differ in between personal and commercial auto insurance policies.

For example, the plan takes in account the commercial automobiles are managed by licensed staff members in Tuolumne County CA who are governed by work policies with regards to the vehicles. This helps the insurer know when and who to appropriate the blame in case of accidents, damages, and even death.

What Commercial Auto Insurance Includes

The commercial auto insurance policy features different types of protection.

• Physical injury liability: this kind of coverage pays for physical injury or death, as well as offering with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another person’s property in the course of business. You may also get legal defense.

• Injury protection: This insurance coverage pays for the medical costs of the residents in the event of a mishap, regardless of who is at fault. It is also called the no-fault or medical payments coverage.

• Uninsured vehicle driver coverage: This coverage pays for the injuries and to an extent, property damage caused by an uninsured driver (or in most cases, a hit-and-run driver).

Other Areas Covered By the Policy

• Integrated single limit coverage (CSL): This is a coverage that provides separate limits that make an application for physical injury and property damage. It has the same quantity of protection (in terms of cash) that obtains either physical injury, property damage, or whether one or more people were involved in the accident.

• Crash coverage: This coverage pays for your vehicle when it is struck by another object, or when it triggered the crash.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.

In Essence

Tuolumne County Commercial Auto Insurance This kind of insurance coverage is meant to safeguard your business from costly lawsuits in case your vehicle caused the accident. It also protects the business in that its owner will not incur the extra cost of vehicle repair or perhaps fleet replacement regardless of who triggered the accident.