Commercial Auto Insurance in Trinity County CA | California Contractors Insurance |

Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Trinity County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Experts Near Me In Trinity County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Trinity County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in Trinity County relies on its vehicles for transport, then commercial auto insurance is needed. Big companies with big fleets, as well as small businesses with single automobiles need the insurance plan in place.

The commercial auto insurance policy is an insurance plan that covers automobiles that are not covered by personal auto insurance plans, that is, vehicles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities sustained during the use of the cars.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of automobiles utilized by the business, from small cars and trucks to heavy commercial trucks (including vans, food trucks, box trucks and service energy cars– SUVs). The insurance coverage in Trinity County may also be referred to as fleet insurance or truck insurance.

Because individual cars are not meant for business use, they are rated and written off in a different way from the automobiles used commercially. The compensation plans also differ between individual and commercial auto insurance plans.

For instance, the plan takes in account the commercial cars are handled by licensed workers in Trinity County CA who are governed by work policies with regards to the automobiles. This helps the insurance company know when and who to appropriate the blame in case of accidents, damages, as well as death.

What Commercial Auto Insurance Includes

The commercial auto insurance plan comes with different kinds of coverage.

• Bodily injury liability: this kind of coverage pays for bodily injury or death, as well as providing with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another person’s property in the course of business. You might also get legal defense.

• Personal injury protection: This insurance coverage pays for the medical costs of the residents in the event of a mishap, despite who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to an extent, property damage triggered by an uninsured motorist (or most of the times, a hit-and-run motorist).

Other Areas Covered By the Policy

• Integrated single limit coverage (CSL): This is a coverage that offers separate limitations that request bodily injury and property damage. It has the same quantity of protection (in regards to cash) that applies for either bodily injury, property damage, or whether one or more individuals were involved in the mishap.

• Accident coverage: This coverage pays for your vehicle when it is struck by another object, or when it caused the crash.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

Trinity County Commercial Auto Insurance This kind of insurance coverage is meant to safeguard your business from pricey claims in case your vehicle caused the mishap. It also protects the business in that its owner won’t sustain the extra expense of vehicle repair and even fleet replacement despite who triggered the accident.