Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Solano County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.
Commercial Auto Insurance Specialists Near Me In Solano County California
What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Solano County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.
Free Commercial Auto Insurance Quote – (888) 728-4034
Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.
More About Commercial Auto Insurance
Understanding What Commercial Auto Insurance Is
If your business in Solano County counts on its vehicles for transportation, then commercial auto insurance is required. Huge companies with large fleets, as well as small businesses with single vehicles need the insurance plan in place.
The commercial auto insurance coverage is an insurance plan that covers automobiles that are not covered by individual auto insurance plans, that is, automobiles that are utilized for business purposes. The insurance covers for damages, injuries, and liabilities sustained during the use of the vehicles.
What Is Covered?
The commercial vehicle insurance plan covers all types of automobiles used by the business, from small vehicles to heavy commercial trucks (including vans, food trucks, box trucks and service utility cars– SUVs). The insurance coverage in Solano County might also be referred to as fleet insurance or truck insurance.
Considering that individual vehicles are not meant for business use, they are rated and written off differently from the vehicles utilized commercially. The compensation plans also differ between individual and commercial auto insurance policies.
For instance, the plan takes in account the commercial vehicles are handled by licensed workers in Solano County CA who are governed by work policies with regards to the automobiles. This helps the insurance company know when and who to appropriate the blame in case of accidents, damages, and even death.
What Commercial Auto Insurance Includes
The commercial auto insurance plan includes numerous kinds of coverage.
• Physical injury liability: this kind of coverage pays for physical injury or death, as well as offering with legal defense if your business is at fault.
• Property damage liability coverage: This coverage protects you in case the vehicle harms another individual’s property in the course of business. You may also get legal defense.
• Personal injury protection: This insurance coverage pays for the medical costs of the occupants in case of a mishap, regardless of who is at fault. It is also referred to as the no-fault or medical payments coverage.
• Uninsured motorist coverage: This coverage pays for the injuries and to an extent, property damage caused by an uninsured motorist (or in most cases, a hit-and-run driver).
Other Areas Covered By the Policy
• Combined single limitation coverage (CSL): This is a coverage that offers separate limitations that apply for bodily injury and property damage. It has the same amount of protection (in regards to money) that makes an application for either bodily injury, property damage, or whether one or more people were involved in the accident.
• Accident coverage: This coverage pays for your vehicle when it is struck by another item, or when it caused the crash.
• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.
In Essence
This kind of insurance coverage is meant to safeguard your business from expensive claims in case your vehicle triggered the mishap. It also protects the business in that its owner won’t sustain the additional cost of vehicle repair or even fleet replacement despite who triggered the mishap.
Therefore, it’s a no-brainer that commercial auto insurance coverage is obligatory for any business that operates an automobile during its operations.
Cities We Serve In Solano County
- Commercial Auto Insurance Benicia CA
- Commercial Auto Insurance Birds Landing CA
- Commercial Auto Insurance Dixon CA
- Commercial Auto Insurance Elmira CA
- Commercial Auto Insurance Fairfield CA
- Commercial Auto Insurance Rio Vista CA
- Commercial Auto Insurance Suisun City CA
- Commercial Auto Insurance Travis Afb CA
- Commercial Auto Insurance Vacaville CA
- Commercial Auto Insurance Vallejo CA
Learn More About Solano County CA
https://en.wikipedia.org/wiki/Solano_County,_California