Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Shasta County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.
Commercial Auto Insurance Agency Near Me In Shasta County California
What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Shasta County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.
Free Commercial Auto Insurance Quote – (888) 728-4034
Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.
More About Commercial Auto Insurance
Understanding What Commercial Auto Insurance Is
If your business in Shasta County relies on its cars for transportation, then commercial auto insurance is needed. Huge companies with big fleets, in addition to small businesses with single automobiles need the insurance plan in place.
The commercial auto insurance coverage is an insurance plan that covers cars that are not covered by personal auto insurance plans, that is, vehicles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities sustained throughout the use of the automobiles.
What Is Covered?
The commercial vehicle insurance plan covers all types of automobiles used by the business, from small cars to heavy commercial trucks (including vans, food trucks, box trucks and service energy automobiles– SUVs). The insurance coverage in Shasta County may also be referred to as fleet insurance or truck insurance.
Because personal automobiles are not meant for business usage, they are rated and written off differently from the automobiles used commercially. The compensation plans also differ between individual and commercial auto insurance policies.
For example, the plan takes in account the commercial vehicles are dealt with by authorized employees in Shasta County CA who are governed by work policies with regards to the vehicles. This helps the insurance company know when and who to appropriate the blame in case of accidents, damages, as well as death.
What Commercial Auto Insurance Consists Of
The commercial auto insurance coverage includes various types of coverage.
• Physical injury liability: this type of coverage pays for physical injury or death, along with supplying with legal defense if your business is at fault.
• Property damage liability coverage: This coverage protects you in case the vehicle harms another individual’s property in the course of business. You might also get legal defense.
• Accident coverage: This insurance coverage pays for the medical expenses of the residents in case of a mishap, regardless of who is at fault. It is also known as the no-fault or medical payments coverage.
• Uninsured motorist coverage: This coverage pays for the injuries and to a degree, property damage brought on by an uninsured motorist (or most of the times, a hit-and-run driver).
Other Areas Covered By the Policy
• Combined single limit coverage (CSL): This is a coverage that provides different limits that request bodily injury and property damage. It has the same amount of coverage (in terms of cash) that applies for either bodily injury, property damage, or whether several individuals were involved in the accident.
• Accident coverage: This coverage pays for your vehicle when it is struck by another object, or when it triggered the crash.
• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.
In Essence
This kind of insurance coverage is meant to safeguard your business from expensive lawsuits in case your vehicle caused the mishap. It also protects the business in that its owner will not incur the extra expense of vehicle repair and even fleet replacement no matter who triggered the mishap.
Thus, it’s a no-brainer that commercial auto insurance coverage is mandatory for any business that operates an automobile throughout its operations.
Cities We Serve In Shasta County
- Commercial Auto Insurance Anderson CA
- Commercial Auto Insurance Bella Vista CA
- Commercial Auto Insurance Big Bend CA
- Commercial Auto Insurance Burney CA
- Commercial Auto Insurance Cassel CA
- Commercial Auto Insurance Castella CA
- Commercial Auto Insurance Cottonwood CA
- Commercial Auto Insurance Fall River Mills CA
- Commercial Auto Insurance French Gulch CA
- Commercial Auto Insurance Hat Creek CA
- Commercial Auto Insurance Igo CA
- Commercial Auto Insurance Lakehead CA
- Commercial Auto Insurance Mcarthur CA
- Commercial Auto Insurance Millville CA
- Commercial Auto Insurance Montgomery Creek CA
- Commercial Auto Insurance Oak Run CA
- Commercial Auto Insurance Obrien CA
- Commercial Auto Insurance Old Station CA
- Commercial Auto Insurance Palo Cedro CA
- Commercial Auto Insurance Platina CA
- Commercial Auto Insurance Redding CA
- Commercial Auto Insurance Round Mountain CA
- Commercial Auto Insurance Shasta CA
- Commercial Auto Insurance Shasta Lake CA
- Commercial Auto Insurance Shingletown CA
- Commercial Auto Insurance Whiskeytown CA
- Commercial Auto Insurance Whitmore CA
Learn More About Shasta County CA
https://en.wikipedia.org/wiki/Shasta_County,_California