Commercial Auto Insurance in San Diego County CA | California Contractors Insurance |

Commercial Auto Insurance in San Diego County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of San Diego County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Company Near Me In San Diego County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in San Diego County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Comprehending What Commercial Auto Insurance Is

If your business in San Diego County counts on its cars for transportation, then commercial auto insurance is required. Huge companies with big fleets, in addition to small businesses with single cars need the insurance plan in place.

The commercial auto insurance coverage is an insurance plan that covers cars that are not covered by individual auto insurance plans, that is, automobiles that are used for business functions. The insurance covers for damages, injuries, and liabilities incurred during the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all types of cars utilized by the business, from small cars and trucks to heavy commercial trucks (including vans, food trucks, box trucks and service utility automobiles– SUVs). The insurance coverage in San Diego County might also be referred to as fleet insurance or truck insurance.

Because individual vehicles are not meant for business usage, they are rated and written off in a different way from the automobiles used commercially. The compensation plans also vary between individual and commercial auto insurance coverage.

For example, the plan takes in account the commercial vehicles are handled by authorized workers in San Diego County CA who are governed by work policies with regards to the automobiles. This helps the insurance provider know when and who to appropriate the blame in case of mishaps, damages, as well as death.

What Commercial Auto Insurance Includes

The commercial auto insurance coverage includes various types of coverage.

• Bodily injury liability: this type of coverage pays for physical injury or death, in addition to offering with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle harms another person’s property in the course of business. You may also get legal defense.

• Accident protection: This insurance coverage pays for the medical expenditures of the occupants in case of a mishap, despite who is at fault. It is also called the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to a degree, property damage triggered by an uninsured driver (or most of the times, a hit-and-run driver).

Other Areas Covered By the Policy

• Combined single limitation coverage (CSL): This is a coverage that provides separate limitations that apply for bodily injury and property damage. It has the same amount of protection (in regards to money) that obtains either bodily injury, property damage, or whether one or more individuals were involved in the mishap.

• Accident coverage: This coverage pays for your vehicle when it is struck by another object, or when it triggered the accident.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

San Diego County Commercial Auto Insurance This type of insurance coverage is meant to protect your business from costly suits in case your vehicle caused the mishap. It also protects the business in that its owner won’t incur the extra expense of vehicle repair or even fleet replacement regardless of who triggered the mishap.