Commercial Auto Insurance in San Bernardino County CA | California Contractors Insurance |

Commercial Auto Insurance in San Bernardino County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of San Bernardino County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Company Near Me In San Bernardino County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in San Bernardino County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in San Bernardino County relies on its vehicles for transportation, then commercial auto insurance is required. Huge companies with big fleets, along with small businesses with single vehicles require the insurance plan in place.

The commercial auto insurance policy is an insurance plan that covers vehicles that are not covered by personal auto insurance plans, that is, cars that are utilized for business functions. The insurance covers for damages, injuries, and liabilities sustained during the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of cars utilized by the business, from small cars to heavy commercial trucks (including vans, food trucks, box trucks and service energy vehicles– SUVs). The insurance coverage in San Bernardino County may also be referred to as fleet insurance or truck insurance.

Since individual cars are not meant for business usage, they are rated and written off differently from the vehicles used commercially. The compensation plans also differ in between personal and commercial auto insurance plans.

For example, the plan takes in account the commercial cars are handled by authorized workers in San Bernardino County CA who are governed by work policies with regards to the cars. This helps the insurance company know when and who to appropriate the blame in case of accidents, damages, and even death.

What Commercial Auto Insurance Consists Of

The commercial auto insurance coverage comes with numerous kinds of coverage.

• Bodily injury liability: this kind of coverage pays for physical injury or death, along with providing with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another individual’s property in the course of business. You may also get legal defense.

• Accident protection: This insurance coverage pays for the medical expenses of the occupants in case of a mishap, no matter who is at fault. It is also referred to as the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to a degree, property damage brought on by an uninsured motorist (or for the most parts, a hit-and-run driver).

Other Areas Covered By the Policy

• Integrated single limitation coverage (CSL): This is a coverage that offers different limits that obtain bodily injury and property damage. It has the same amount of coverage (in regards to money) that makes an application for either physical injury, property damage, or whether several individuals were involved in the mishap.

• Collision coverage: This coverage pays for your vehicle when it is struck by another item, or when it triggered the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.

In Essence

San Bernardino County Commercial Auto Insurance This kind of insurance coverage is meant to protect your business from pricey claims in case your vehicle caused the accident. It also protects the business in that its owner will not sustain the extra cost of vehicle repair or even fleet replacement despite who caused the accident.