Commercial Auto Insurance in Modoc County CA | California Contractors Insurance |

Commercial Auto Insurance in Modoc County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Modoc County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Specialists Near Me In Modoc County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Modoc County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in Modoc County counts on its cars for transport, then commercial auto insurance is needed. Huge companies with big fleets, in addition to small businesses with single vehicles need the insurance plan in place.

The commercial auto insurance plan is an insurance plan that covers cars that are not covered by individual auto insurance plans, that is, automobiles that are used for business functions. The insurance covers for damages, injuries, and liabilities sustained during the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all types of cars used by the business, from small automobiles to heavy commercial trucks (including vans, food trucks, box trucks and service utility automobiles– SUVs). The insurance coverage in Modoc County may also be referred to as fleet insurance or truck insurance.

Because personal vehicles are not meant for business use, they are rated and written off differently from the vehicles used commercially. The compensation plans also vary between personal and commercial auto insurance coverage.

For example, the plan takes in account the commercial vehicles are managed by licensed workers in Modoc County CA who are governed by work policies with regards to the cars. This helps the insurance provider know when and who to appropriate the blame in case of accidents, damages, and even death.

What Commercial Auto Insurance Consists Of

The commercial auto insurance plan features different types of coverage.

• Bodily injury liability: this kind of coverage pays for bodily injury or death, in addition to providing with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another individual’s property in the course of business. You might also get legal defense.

• Personal injury protection: This insurance coverage pays for the medical expenditures of the residents in case of an accident, regardless of who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured motorist coverage: This coverage pays for the injuries and to a degree, property damage brought on by an uninsured chauffeur (or in many cases, a hit-and-run driver).

Other Areas Covered By the Policy

• Combined single limit coverage (CSL): This is a coverage that provides different limits that apply for physical injury and property damage. It has the same quantity of protection (in terms of money) that gets either physical injury, property damage, or whether several people were involved in the accident.

• Accident coverage: This coverage pays for your vehicle when it is struck by another object, or when it triggered the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

Modoc County Commercial Auto Insurance This kind of insurance coverage is meant to protect your business from expensive claims in case your vehicle caused the mishap. It also protects the business in that its owner won’t sustain the extra cost of vehicle repair or perhaps fleet replacement despite who triggered the mishap.