Commercial Auto Insurance in Los Angeles County CA | California Contractors Insurance |

Commercial Auto Insurance in Los Angeles County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Los Angeles County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Experts Near Me In Los Angeles County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Los Angeles County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Comprehending What Commercial Auto Insurance Is

If your business in Los Angeles County depends on its automobiles for transportation, then commercial auto insurance is required. Big companies with big fleets, as well as small businesses with single vehicles require the insurance plan in place.

The commercial auto insurance policy is an insurance plan that covers automobiles that are not covered by personal auto insurance plans, that is, automobiles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities sustained throughout the use of the cars.

What Is Covered?

The commercial vehicle insurance plan covers all types of vehicles used by the business, from small cars to heavy commercial trucks (including vans, food trucks, box trucks and service utility cars– SUVs). The insurance coverage in Los Angeles County might also be referred to as fleet insurance or truck insurance.

Considering that personal cars are not meant for business use, they are rated and written off differently from the automobiles utilized commercially. The compensation plans also differ between personal and commercial auto insurance policies.

For instance, the plan takes in account the commercial automobiles are managed by licensed workers in Los Angeles County CA who are governed by work policies with regards to the cars. This helps the insurance provider know when and who to appropriate the blame in case of mishaps, damages, and even death.

What Commercial Auto Insurance Consists Of

The commercial auto insurance plan comes with various types of coverage.

• Bodily injury liability: this kind of coverage pays for bodily injury or death, in addition to supplying with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle harms another individual’s property in the course of business. You might also get legal defense.

• Accident coverage: This insurance coverage pays for the medical costs of the residents in the event of an accident, regardless of who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to a degree, property damage triggered by an uninsured motorist (or most of the times, a hit-and-run motorist).

Other Areas Covered By the Policy

• Integrated single limitation coverage (CSL): This is a coverage that offers different limitations that request bodily injury and property damage. It has the same quantity of protection (in regards to cash) that makes an application for either bodily injury, property damage, or whether one or more individuals were involved in the mishap.

• Collision coverage: This coverage pays for your vehicle when it is struck by another item, or when it caused the crash.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.

In Essence

Los Angeles County Commercial Auto Insurance This type of insurance coverage is meant to safeguard your business from costly lawsuits in case your vehicle triggered the accident. It also protects the business in that its owner won’t incur the additional cost of vehicle repair and even fleet replacement regardless of who triggered the mishap.