Commercial Auto Insurance in Lake County CA | California Contractors Insurance |

Commercial Auto Insurance in Lake County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Lake County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Company Near Me In Lake County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Lake County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in Lake County relies on its vehicles for transport, then commercial auto insurance is needed. Huge companies with large fleets, as well as small businesses with single cars need the insurance plan in place.

The commercial auto insurance policy is an insurance plan that covers automobiles that are not covered by individual auto insurance plans, that is, automobiles that are utilized for business purposes. The insurance covers for damages, injuries, and liabilities sustained during the use of the vehicles.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of vehicles used by the business, from small cars to heavy commercial trucks (including vans, food trucks, box trucks and service energy vehicles– SUVs). The insurance coverage in Lake County may also be referred to as fleet insurance or truck insurance.

Since personal vehicles are not meant for business use, they are rated and written off in a different way from the cars used commercially. The compensation plans also differ between personal and commercial auto insurance plans.

For instance, the plan takes in account the commercial vehicles are dealt with by authorized workers in Lake County CA who are governed by work policies with regards to the cars. This helps the insurance company know when and who to appropriate the blame in case of mishaps, damages, as well as death.

What Commercial Auto Insurance Includes

The commercial auto insurance policy comes with numerous types of protection.

• Bodily injury liability: this type of coverage pays for physical injury or death, as well as offering with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another person’s property in the course of business. You might also get legal defense.

• Injury coverage: This insurance coverage pays for the medical expenditures of the residents in case of a mishap, no matter who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured vehicle driver coverage: This coverage pays for the injuries and to an extent, property damage caused by an uninsured chauffeur (or most of the times, a hit-and-run motorist).

Other Areas Covered By the Policy

• Integrated single limit coverage (CSL): This is a coverage that offers different limitations that request bodily injury and property damage. It has the same amount of protection (in regards to cash) that gets either physical injury, property damage, or whether several people were involved in the mishap.

• Collision coverage: This coverage pays for your vehicle when it is hit by another object, or when it caused the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.

In Essence

Lake County Commercial Auto Insurance This kind of insurance coverage is meant to protect your business from pricey claims in case your vehicle caused the accident. It also protects the business in that its owner won’t sustain the extra cost of vehicle repair and even fleet replacement regardless of who triggered the mishap.