Commercial Auto Insurance in Inyo County CA | California Contractors Insurance |

Commercial Auto Insurance in Inyo County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Inyo County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Experts Near Me In Inyo County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Inyo County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in Inyo County relies on its vehicles for transportation, then commercial auto insurance is needed. Big companies with big fleets, along with small businesses with single vehicles need the insurance plan in place.

The commercial auto insurance plan is an insurance plan that covers automobiles that are not covered by personal auto insurance plans, that is, automobiles that are utilized for business functions. The insurance covers for damages, injuries, and liabilities sustained throughout the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of cars used by the business, from small cars and trucks to heavy commercial trucks (including vans, food trucks, box trucks and service energy automobiles– SUVs). The insurance coverage in Inyo County may also be referred to as fleet insurance or truck insurance.

Since individual cars are not meant for business use, they are rated and written off in a different way from the vehicles used commercially. The compensation plans also differ between individual and commercial auto insurance policies.

For example, the plan takes in account the commercial vehicles are handled by authorized workers in Inyo County CA who are governed by work policies with regards to the cars. This helps the insurance provider know when and who to appropriate the blame in case of accidents, damages, as well as death.

What Commercial Auto Insurance Includes

The commercial auto insurance policy includes various kinds of coverage.

• Bodily injury liability: this type of coverage pays for bodily injury or death, in addition to supplying with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle damages another individual’s property in the course of business. You may also get legal defense.

• Accident protection: This insurance coverage pays for the medical expenses of the residents in case of an accident, no matter who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to a degree, property damage triggered by an uninsured driver (or in most cases, a hit-and-run motorist).

Other Areas Covered By the Policy

• Combined single limitation coverage (CSL): This is a coverage that provides different limitations that get physical injury and property damage. It has the same quantity of protection (in terms of cash) that looks for either bodily injury, property damage, or whether one or more people were involved in the accident.

• Crash coverage: This coverage pays for your vehicle when it is struck by another item, or when it triggered the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable circumstances like floods, fire, vandalism, and theft.

In Essence

Inyo County Commercial Auto Insurance This type of insurance coverage is meant to protect your business from expensive claims in case your vehicle caused the accident. It also protects the business in that its owner won’t incur the extra cost of vehicle repair or even fleet replacement despite who triggered the accident.