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Commercial Auto Insurance in Chico CAVehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Chico, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Experts Near Me In Chico California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Chico CA 95926. Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in Chico relies on its cars for transport, then commercial auto insurance is needed. Huge companies with large fleets, in addition to small businesses with single cars require the insurance plan in place.

The commercial auto insurance plan is an insurance plan that covers automobiles that are not covered by individual auto insurance plans, that is, vehicles that are used for business purposes. The insurance covers for damages, injuries, and liabilities incurred during the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of automobiles utilized by the business, from small cars and trucks to heavy commercial trucks (including vans, food trucks, box trucks and service utility automobiles– SUVs). The insurance coverage in Chico may also be referred to as fleet insurance or truck insurance.

Since individual cars are not meant for business use, they are rated and written off differently from the automobiles utilized commercially. The compensation plans also vary between personal and commercial auto insurance policies.

For instance, the plan takes in account the commercial cars are handled by authorized employees in Chico CA who are governed by work policies with regards to the automobiles. This helps the insurance company know when and who to appropriate the blame in case of mishaps, damages, as well as death.

What Commercial Auto Insurance Consists Of

The commercial auto insurance plan comes with various types of protection.

• Bodily injury liability: this type of coverage pays for bodily injury or death, in addition to offering with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle harms another person’s property in the course of business. You might also get legal defense.

• Injury coverage: This insurance coverage pays for the medical costs of the occupants in the event of an accident, regardless of who is at fault. It is also referred to as the no-fault or medical payments coverage.

• Uninsured vehicle driver coverage: This coverage pays for the injuries and to an extent, property damage brought on by an uninsured motorist (or for the most parts, a hit-and-run motorist).

Other Areas Covered By the Policy

• Combined single limitation coverage (CSL): This is a coverage that provides different limits that look for bodily injury and property damage. It has the same quantity of coverage (in regards to money) that gets either physical injury, property damage, or whether several people were involved in the accident.

• Crash coverage: This coverage pays for your vehicle when it is struck by another item, or when it caused the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

Chico Commercial Auto InsuranceThis type of insurance coverage is meant to safeguard your business from expensive claims in case your vehicle caused the mishap. It also protects the business in that its owner will not sustain the extra cost of vehicle repair and even fleet replacement despite who caused the accident.

Hence, it’s a no-brainer that commercial auto insurance coverage is necessary for any business that operates an automobile throughout its operations.

Learn More About Chico CA 95926

Chico is a city in Butte County, California with a total population of approximately 37,725. Chico, which uses the 530 area code, is located at 39.74316, -121.84 at an elevation of 174 feet. There are over 15,419 households and on average there are 2.34 people in each household with a median age of 27.2. The average income in the area is $38,772 and the average home value is $267,300.